42 Normandy Dr, Lake Saint Louis, MO 63367 Property Records

St. Charles County property record for 42 Normandy Dr, Lake Saint Louis, MO 63367

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,344 sqft · built 1972
Lot Size	0.239 acres (10,412 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (May 2024)
Tax Bill	$4,679 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`688380A000`

Property Details

APN / Parcel Number

Primary APN	`688380A000`
Alternative APN	`4-0056-4419-00-0018.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,344 sqft Living Area
Gross Area	4,453 sqft
1st Floor Area	1,964 sqft
Basement Area	1,964 sqft
Finished Basement	1,380 sqft
Unfinished Basement	584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,412 sqft (0.239 acres)
Lot Dimensions	137 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	522 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	688380A000
Street Address	42 NORMANDY DR
City	LAKE SAINT LOUIS
State	MO
Zip	63367-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	LSL #3 LOT 18
Legal Subdivision	LSL #3 RESUB #107 & #108
Legal Lot Number	18
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	2
Census Block	2001
Census Tract	311903

Owner

42 Normandy Dr is owned and occupied by two individuals who bought it in May 2024.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Aug 24, 2023	Beneficiary Deed, Transfer
Sep 2, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Mar 31, 2022	Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2024 · Amount on File
Deed Sale	May 21, 2024 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	202419525
Prior Transfer Date	Apr 23, 2023
Prior Transfer Doc	0000034418
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	42 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502

Mortgage

Document Number	0000001485
Date	Jan 12, 2026
Instrument	2026R-001485

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 24, 2023
Property Address	42 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Document Number	0000034418
Map Reference	MB 12 PG 3
Instrument Date	Apr 23, 2023
Instrument	2023R-034418
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 2, 2022
Property Address	42 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Document Number	0000048850
Map Reference	MB 12 PG 3
Instrument Date	Aug 29, 2022
Instrument	2022R-048850
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 WATERWAY DR, SAINT CHARLES, MO 63304-7688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502

Mortgage

Document Number	0000048851
Date	Sep 2, 2022
Instrument	2022R-048851

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 31, 2022
Property Address	42 NORMANDY DR, LAKE SAINT LOUIS, MO 63367-1502
Document Number	0000018401
Map Reference	MB 12 PG 3
Instrument Date	Mar 28, 2022
Instrument	2022R-018401
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 WATERWAY DR, SAINT CHARLES, MO 63304-7688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 NORMANDY DR, LAKE ST LOUIS, MO 63367-1502

Mortgage

Document Number	0000018402
Date	Mar 31, 2022
Instrument	2022R-018402

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 42 Normandy Dr was $4,679.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Lake St. Louis City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,671 (-)	$350,898 (-) Land $65,291 Building $285,607
2025	$4,679.00	$66,671	$350,898 Land $65,291 Building $285,607
2023		$56,234 (+27.87%)
2022	$3,267.00	$43,976	$295,971 (+27.87%) Land $47,117 Building $248,854
2021			$231,455 Land $47,117 Building $184,338

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 42 Normandy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Normandy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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