Cumberland Town property record for 44 Murphy Dr, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,188 sqft · built 1965 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (May 2006) |
| Tax Bill | $5,084 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8792-26 |
| Primary APN | 8792-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 3,162 sqft |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 1,144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,979 sqft (0.275 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 8792-26 |
|---|---|
| Street Address | 44 MURPHY DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 34 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11405 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 44 MURPHY DR, CUMBERLAND, RI 02864-4120 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage NAVIGANT CREDIT UNION |
| Oct 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Jun 23, 2017 | Deed of Trust, Mortgage · Conventional with PMI NAVIGANT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2006 · Amount on Record |
| Deed Sale | May 26, 2006 · Amount on Record |
| Prior Sale | Jul 31, 2003 · Amount on Record |
| Deed Book / Page | 1332 / 579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 44 MURPHY DR, CUMBERLAND, RI 02864-4120 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002024-245 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 2024/245 |
| Instrument | 153767 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 44 MURPHY DR, CUMBERLAND, RI 02864-4120 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1907-574 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 1907/574 |
| Instrument | 127944 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 44 MURPHY DR, CUMBERLAND, RI 02864-4120 |
| Document Number | 1745-781 |
| Book / Page | 001745 / 000781 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 44 MURPHY DR CUMBERLAND RI 028644120, CUMBERLAND, RI 02864-4120 |
| Document Number | 1745-781 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 001745/000781 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2047 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,084.00 (+8.63%) | $507,900 (+33.17%) Land $222,600 Building $285,300 | $523,989 |
| 2025 | $4,680.00 (+5.6%) | $381,400 (-) Land $118,200 Building $263,200 | |
| 2023 | $4,432.00 (-0.18%) | $381,400 (+28.76%) Land $118,200 Building $263,200 | |
| 2022 | $4,440.00 | $296,200 Land $91,300 Building $204,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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