Cumberland Town property record for 38 Murphy Dr, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,620 sqft · built 1960 |
| Lot Size | 0.372 acres (16,204 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $599,900 (Jan 2023) |
| Tax Bill | $5,578 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0013-48 |
| Primary APN | 3-0013-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 4,340 sqft |
| 1st Floor Area | 1,620 sqft |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,204 sqft (0.372 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3-0013-48 |
|---|---|
| Street Address | 38 MURPHY DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 92 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11405 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 MURPHY DR, CUMBERLAND, RI 02864-4120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage US BANK NA |
| Apr 26, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage JIF INVESTMENT CO INC |
| Oct 1, 2009 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2022 · Amount on Record |
| Deed Book / Page | 1948 / 407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jan 10, 2023 |
| Property Address | 38 MURPHY DR, CUMBERLAND, RI 02864-4120 |
| Document Number | 001948-407 |
| Book / Page | 1948 / 407 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 137001 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 MURPHY DR, CUMBERLAND, RI 02864-4120 |
| Document Number | 0000137002 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 137002 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Apr 26, 2022 |
| Property Address | 38 MURPHY DR, CUMBERLAND, RI 02864-4120 |
| Document Number | 001929-650 |
| Book / Page | 1929 / 650 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 132680 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000132681 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 132681 |
| Name | JIF INVESTMENT CO INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 38 MURPHY DR, CUMBERLAND, RI 02864-4120 |
| Document Number | 1784-328 |
| Instrument Date | Oct 1, 2009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 38 MURPHY DR CUMBERLAND RI 028644120, CUMBERLAND, RI 02864-4120 |
| Document Number | 1784-328 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 001784/000328 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 696 Months |
| Due | Sep 25, 2076 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,578.00 (+15.77%) | $557,200 (+41.89%) Land $227,600 Building $329,600 | $602,299 |
| 2025 | $4,818.00 (+5.59%) | $392,700 (-) Land $120,800 Building $271,900 | |
| 2023 | $4,563.00 (-2.31%) | $392,700 (+26.03%) Land $120,800 Building $271,900 | |
| 2022 | $4,671.00 | $311,600 Land $93,400 Building $218,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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