44 Montgomery St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 44 Montgomery St, Lawrence, MA 01841

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,576 sqft · built 1900
Lot Size	0.142 acres (6,173 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Sep 2021)
Tax Bill	$6,061 (2025)
Deeds & Mortgages	Jun 2025 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112 0000 0014 A`

Property Details

APN / Parcel Number

Primary APN	`112 0000 0014 A`
Alternative APN	`LAWR M:0112 B:0000 L:0014`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,576 sqft Living Area
Gross Area	5,164 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	6,173 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	112 0000 0014 A
Street Address	44 MONTGOMERY ST
City	LAWRENCE
State	MA
Zip	01841-1274
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Lot Number	14
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1006
Census Tract	250600

Owner

Source: Essex County and Lawrence City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	84 GENESEE ST, LAWRENCE, MA 01843-1904
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D ARC CU
Sep 30, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	202132739
Deed Book / Page	17161 / 115
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	44 MONTGOMERY ST, LAWRENCE, MA 01841-1274
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018304-190
Date	Jun 13, 2025
Book Page	18304/190
Instrument	9607

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Type Change Date	Jul 1, 2032
Index	1-Year CMT

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Sep 30, 2021
Property Address	44 MONTGOMERY ST, LAWRENCE, MA 01841-1274
Document Number	017161-115
Book / Page	17161 / 115
Instrument Date	Sep 30, 2021
Instrument	32739
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 GENESEE ST, LAWRENCE, MA 01843-1904

Mortgage

Document Number	0000032740
Date	Sep 30, 2021
Instrument	32740

Lender

Name	EQUITY PRIME MTG

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,061.00 (+5.23%)	$688,700 (+10.6%) Land $142,700 Building $546,000
2024	$5,760.00 (-1.67%)	$622,700 (+8%) Land $105,500 Building $517,200
2023	$5,858.00	$576,600 Land $102,900 Building $473,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2006)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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