40 Montgomery St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 40 Montgomery St, Lawrence, MA 01841

Property Summary

Property TypeDuplex
Details6 bd · 2 ba · 2,990 sqft · built 1920
Lot Size0.142 acres (6,173 sqft)
OwnerCompany Name on Record
Last Sale$810,000 (Feb 2025)
Tax Bill$5,768 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN112 0000 0013 A

Property Details

APN / Parcel Number

Primary APN112 0000 0013 A
Alternative APN
  • LAWR M:0112 B:0000 L:0013

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area2,990 sqft Living Area
Gross Area5,848 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,173 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number112 0000 0013 A
Street Address40 MONTGOMERY ST
CityLAWRENCE
StateMA
Zip01841-1228
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Lot Number13
JurisdictionLAWRENCE MA
Township / Civil DivisionLAWRENCE
Census Block Group1
Census Block1006
Census Tract250600

Owner

Source: Essex County and Lawrence City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address201 WHEELER ST, METHUEN, MA 01844-1886
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2025 · Amount on Record
Deed SaleFeb 24, 2025 · Amount on Record
Prior SaleFeb 28, 2003 · Amount on Record
Deed Document Number20252732
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE MA
Property Address40 MONTGOMERY ST, LAWRENCE, MA 01841-1228
Transaction TypeMortgage
Record UpdatedDec 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number17038-36
DateJul 20, 2021
Book Page17038/36
Instrument24024
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term277 Months
DueAug 1, 2044

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityLawrence City
Unified School DistrictLawrence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,768.00 (+9.26%)$655,500 (+14.86%) Land $142,700 Building $512,800
2024$5,279.00 (-5.21%)$570,700 (+4.12%) Land $105,500 Building $465,200
2023$5,569.00$548,100 Land $102,900 Building $445,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1978–2006)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2006 · Severe Storms And Flooding
Claims by Event
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAWRENCE WATER WORKS
serves 89,143 people · EPA ID MA3149000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2016
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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