44 Millstone Dr, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 44 Millstone Dr, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,078 sqft · built 1999
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (Dec 2024)
Tax Bill	$12,308 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:85Z B:25`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:85Z B:25`
Alternative APN	`CNCD M:91 B:1 L:32`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,078 sqft Living Area
Gross Area	3,825 sqft
1st Floor Area	1,133 sqft
Basement Area	1,008 sqft
Unfinished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,237 sqft (2.37 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	44 MILLSTONE DR
City	CONCORD
State	NH
Zip	03301-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Block	25
Legal Lot Number	32
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2045
Census Tract	32500

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	141 JOHN ST, 113, LOWELL, MA 01852-1126
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage CMG MORTGAGE INC
Feb 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 26, 2023	Deed of Trust, Mortgage · Line of Credit BAR HARBOR BANK & TRUST CO
Nov 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK
Dec 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2024 · Amount on Record
Deed Sale	Dec 11, 2024 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	202418058
Deed Book / Page	3876 / 2276
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	44 MILLSTONE DR, CONCORD, NH 03301-8304
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003133
Date	Mar 3, 2026
Book Page	3921/1796
Instrument	202600003133

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	44 MILLSTONE DR, CONCORD, NH 03301-8304
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003072
Date	Feb 4, 2021
Book Page	3721/2111
Instrument	202100003072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	44 MILLSTONE DR, CONCORD, NH 03301-8304
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006898
Date	May 26, 2023
Book Page	3826/1952
Instrument	202300006898

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	44 MILLSTONE DR, CONCORD, NH 03301-8304
Document Number	0036560001
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MILLSTONE DR CONCORD NH 033018304, CONCORD, NH 03301-8304

Mortgage

Document Number	0036560001
Date	Nov 22, 2019
Book Page	003656/000001
Instrument	22004

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 21, 2034

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Dec 20, 2018
Property Address	44 MILLSTONE DR, CONCORD, NH 03301-8304
Document Number	0036181337
Book / Page	003618 / 001337
Instrument Date	Dec 20, 2018
Instrument	23027
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	44 MILLSTONE DR CONCORD NH 033018304, CONCORD, NH 03301-8304

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 18, 2018
Property Address	44 MILLSTONE DR, CONCORD, NH 03301-8304
Document Number	0036112350
Book / Page	003611 / 002350
Instrument Date	Oct 17, 2018
Instrument	18914
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	44 MILLSTONE DR CONCORD NH 033018304, CONCORD, NH 03301-8304

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 18, 2018
Property Address	44 MILLSTONE DR, CONCORD, NH 03301-8304
Document Number	0036112333
Book / Page	003611 / 002333
Instrument Date	Oct 17, 2018
Instrument	18902
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 MILLSTONE DR CONCORD NH 033018304, CONCORD, NH 03301-8304

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,308.00 (+5.13%)	$422,800 (-) Land $158,700 Building $264,100
2024	$11,707.00 (+3.09%)	$422,800 (-) Land $158,700 Building $264,100
2023	$11,356.00 (+3.75%)	$422,800 (-) Land $158,700 Building $264,100
2022	$10,946.00	$422,800 Land $158,700 Building $264,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1978–2007)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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