Merrimack County and Concord City property record for 40 Millstone Dr, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,492 sqft · built 2000 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Sep 2018) |
| Tax Bill | $13,067 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Sep 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:85Z B:26 |
| Primary APN | CNCD M:85Z B:26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,492 sqft Living Area |
| Gross Area | 4,460 sqft |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 1,190 sqft |
| Unfinished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 94,090 sqft (2.16 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 40 MILLSTONE DR |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-8304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RO |
| Legal Block | 26 |
| Legal Lot Number | 33 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 32800 |
Source: Merrimack County and Concord City records · APN CNCD M:85Z B:26
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 MILLSTONE DR, CONCORD, NH 03301-8304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2021 | Deed of Trust, Mortgage · ARM CMG MORTGAGE INC |
| Sep 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF NH |
| Apr 26, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK |
| Mar 23, 2017 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on Record |
| Deed Sale | Sep 14, 2018 · Amount on Record |
| Prior Sale | Mar 23, 2017 · Amount on Record |
| Deed Document Number | 201816646 |
| Deed Book / Page | 3608 / 207 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 40 MILLSTONE DR, CONCORD, NH 03301-8304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000011698 |
|---|---|
| Date | May 05, 2021 |
| Book Page | 3737/973 |
| Instrument | 202100011698 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.38% |
| Type Change Date | Jun 01, 2028 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Sep 14, 2018 |
| Property Address | 40 MILLSTONE DR, CONCORD, NH 03301-8304 |
| Document Number | 0036080207 |
| Book / Page | 003608 / 000207 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 16646 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,400.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 HALLOCK POINT RD STOW MA 017751570, STOW, MA 01775-1570 |
| Document Number | 36080209 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 003608/000209 |
| Instrument | 16647 |
| Name | BANK OF NH |
|---|---|
| Type | Bank |
| Address | LACONIA, NH 03246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 40 MILLSTONE DR, CONCORD, NH 03301-8304 |
| Document Number | 0035581813 |
| Book / Page | 003558 / 001813 |
| Instrument Date | Apr 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 40 MILLSTONE DR CONCORD NH 033018304, CONCORD, NH 03301-8304 |
| Document Number | 0035581813 |
|---|---|
| Date | Jun 09, 2017 |
| Book Page | 003558/001813 |
| Instrument | 10190 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Mar 23, 2017 |
| Property Address | 40 MILLSTONE DR, CONCORD, NH 03301-8304 |
| Document Number | 0035500037 |
| Book / Page | 003550 / 000037 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 4672 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,425.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CABERNET DR CONCORD NH 033031067, CONCORD, NH 03303-1067 |
| Document Number | 35500039 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 003550/000039 |
| Instrument | 4673 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 22, 2037 |
Source: Merrimack County and Concord City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $13,067.00 (+8.32%) | $448,900 (-0.04%) Land $157,300 Building $291,600 |
| 2023 | $12,063.00 (+3.75%) | $449,100 (-) Land $157,300 Building $291,800 |
| 2022 | $11,627.00 | $449,100 Land $157,300 Building $291,800 |
Source: FEMA National Flood Hazard Layer as of January 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Cogeco Cable Holdings II Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 18 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONCORD WATER DEPT serves 44,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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