44 Mar Monte Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 44 Mar Monte Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,096 sqft · built 1978
Lot Size	0.583 acres (25,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,470,000 (Sep 2022)
Tax Bill	$15,773 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`045-052-27`

Property Details

APN / Parcel Number

Primary APN	`045-052-27`
Alternative APN	`045-052-27-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,096 sqft Living Area
Gross Area	2,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	25,395 sqft (0.583 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	44 MAR MONTE AVE
City	WATSONVILLE
State	CA
Zip	95076-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Description	LOT 38 TR 97
Legal Subdivision	LA SELVA HOMESITES
Legal Tract	97
Legal Lot Number	38
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3001
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Mar 24, 2021	Intrafamily Transfer, Transfer
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG
Mar 9, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 9, 2017	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Prior Sale	Oct 24, 2003 · Amount on Record
Deed Document Number	202224962
Prior Transfer Date	Mar 16, 2021
Prior Transfer Doc	0000016974
Record Updated	Sep 20, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 2, 2022
Property Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000024962
Map Reference	MB 29 PG 25
Instrument Date	Aug 19, 2022
Instrument	2022-0024962
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635

Mortgage

Document Number	0000024963
Date	Sep 2, 2022
Instrument	2022-0024963

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 24, 2021
Property Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000016974
Map Reference	MB 29 PG 25
Instrument Date	Mar 16, 2021
Instrument	2021-0016974
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MAR MONTE AVE, LA SELVA BEACH, CA 95076-1635

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025684
Date	Aug 30, 2019
Instrument	2019-0025684

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635

Mortgage

Document Number	0000040222
Date	Oct 6, 2020
Instrument	2020-0040222

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000017123
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Jun 5, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MAR MONTE AVE LA SELVA BEACH CA 950761635, LA SELVA BEACH, CA 95076-1635

Mortgage

Document Number	0000017123
Date	May 24, 2017
Instrument	17123

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 9, 2017
Property Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000008213
Instrument Date	Feb 16, 2017
Instrument	8213
Transaction Type	Transfer
Record Updated	Mar 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MAR MONTE AVE LA SELVA BEACH CA 950761635, LA SELVA BEACH, CA 95076-1635

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 9, 2017
Property Address	44 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000008212
Map Reference	MAP29 PG25
Instrument Date	Feb 16, 2017
Instrument	2017-0008212
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44 MAR MONTE AVE, LA SELVA BEACH, CA 95076-1635

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,330,320 (+2%) Land $917,921 Building $412,399
2025	$15,773.00 (+12.84%) Homeowner's exemption	$1,304,235 (-11.28%) Land $899,922 Building $404,313
2023	$13,978.00 (+43.26%) Homeowner's exemption	$1,470,000 Land $1,014,000 Building $456,000	$1,292,220
2022	$9,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

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