42 Mar Monte Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 42 Mar Monte Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,842 sqft · built 1978
Lot Size	0.369 acres (16,074 sqft)
Owner	Trust Name on File
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2020 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`045-052-48`

Property Details

APN / Parcel Number

Primary APN	`045-052-48`
Alternative APN	`045-052-48-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	1,842 sqft Living Area
Gross Area	2,326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Other
Lot Area	16,074 sqft (0.369 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	42 MAR MONTE AVE
City	WATSONVILLE
State	CA
Zip	95076-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-9
Legal Subdivision	PARCEL MAP FILED FOR RECORD
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3001
Census Tract	122300

Owner

42 Mar Monte Ave is owner-occupied and held in a trust since December 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	42 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Line of Credit SANTA CRUZ COUNTY BANK
Dec 30, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 28, 2020	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Apr 1, 2020	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Apr 2, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Aug 26, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020
Deed Sale	Dec 28, 2020
Prior Sale	Apr 1, 2020
Deed Document Number	202056625
Prior Transfer Date	Dec 22, 2020
Prior Transfer Doc	0000056625
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	42 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MAR MONTE AVE, LA SELVA BCH, CA 95076-1635

Mortgage

Document Number	0000003688
Date	Feb 28, 2024
Instrument	2024-0003688

Lender

Name	SANTA CRUZ COUNTY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 30, 2020
Property Address	42 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000057106
Instrument Date	Dec 22, 2020
Instrument	57106
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	42 MAR MONTE AVE WATSONVILLE CA 950761635, WATSONVILLE, CA 95076-1635

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 28, 2020
Property Address	42 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000056625
Map Reference	VOL 28 PG 52
Instrument Date	Dec 22, 2020
Instrument	2020-0056625
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	42 MAR MONTE AVE, WATSONVILLE, CA 95076-1635

Mortgage

Document Number	0000056626
Date	Dec 28, 2020
Instrument	2020-0056626

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 1, 2020
Property Address	42 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000011147
Instrument Date	Mar 24, 2020
Instrument	11147
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	42 MAR MONTE AVE WATSONVILLE CA 950761635, WATSONVILLE, CA 95076-1635

Mortgage

Document Number	11148
Date	Apr 1, 2020
Instrument	11148

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 2, 2020
Property Address	42 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000011219
Instrument Date	Mar 24, 2020
Instrument	11219
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	42 MAR MONTE AVE WATSONVILLE CA 950761635, WATSONVILLE, CA 95076-1635

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	42 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000016332
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	42 MAR MONTE AVE WATSONVILLE CA 950761635, WATSONVILLE, CA 95076-1635

Mortgage

Document Number	0000016332
Date	Jun 14, 2019
Instrument	16332

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 26, 2019
Property Address	42 MAR MONTE AVE, WATSONVILLE, CA 95076-1635
Document Number	0000024842
Instrument Date	Mar 12, 2013
Instrument	24842
Transaction Type	Transfer
Record Updated	Sep 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	42 MAR MONTE AVE LA SELVA BEACH CA 950761635, LA SELVA BEACH, CA 95076-1635

Tax Assessment & Valuation

The 2025 property tax bill for 42 Mar Monte Ave was $2,746 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,982 (+2%) Land $66,954 Building $128,028
2025	$2,746.00 Homeowner's exemption	$191,160 Land $65,642 Building $125,518
2023	$2,384.00 (+2.14%) Homeowner's exemption	$183,737 Land $63,093 Building $120,644	$1,278,180
2022	$2,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Mar Monte Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Mar Monte Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio.

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