44 Main St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 44 Main St, Cohoes, NY 12047

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1890
Lot Size	0.08 acres (3,515 sqft)
Owner	Individual Name on Record
Last Sale	$18,000 (Oct 2017)
Tax Bill	$2,757 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`010300 10.67-2-44`

Property Details

APN / Parcel Number

Primary APN	`010300 10.67-2-44`
Alternative APNs	`030001006700020440000000` `01006700020440000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,566 sqft Living Area
1st Floor Area	818 sqft
2nd Floor Area	748 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,515 sqft (0.08 acres)
Lot Dimensions	92.5 ft deep x 38 ft wide
Porch	Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01006700020440000000
Street Address	44 MAIN ST
City	COHOES
State	NY
Zip	12047-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	4
Census Block	4006
Census Tract	12800

Owner

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 163, COHOES, NY 12047-0163
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2017 · Amount on Record
Deed Sale	Oct 19, 2017 · Amount on Record
Deed Document Number	201724966
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	44 MAIN ST, COHOES, NY 12047-3007
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 MAIN ST, COHOES, NY 12047-3007

Mortgage

Document Number	0000000423
Date	Apr 23, 2024
Instrument	R2024-6423

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 19, 2017
Property Address	44 MAIN ST, COHOES, NY 12047-3007
Document Number	0000024966
Instrument Date	Oct 17, 2017
Instrument	24966
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Amount	Amount Recorded
Tax	$72.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 MAIN ST COHOES NY 120473007, COHOES, NY 12047-3007

Tax Assessment & Valuation

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,757.00 (-33.02%)
2025	$4,116.00 (+23.27%)	$46,000 (-) Land $6,600 Building $39,400	$136,296 (+18.52%) Land $19,556 Building $116,740
2023		$46,000 (-) Land $6,600 Building $39,400	$115,000 (+5.47%) Land $16,500 Building $98,500
2022		$46,000 Land $6,600 Building $39,400	$109,031 Land $15,644 Building $93,387
2021	$3,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks.

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