43 Main St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 43 Main St, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,596 sqft · built 1900
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$18,000 (Nov 2002)
Tax Bill	$947 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010300 10.67-1-21.10`

Property Details

APN / Parcel Number

Primary APN	`010300 10.67-1-21.10`
Alternative APNs	`030001006700010210100000` `01006700010210100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,596 sqft Total Area
1st Floor Area	798 sqft
2nd Floor Area	798 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	2,000 sqft (0.045 acres)
Lot Dimensions	100 ft deep x 20 ft wide
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01006700010210100000
Street Address	43 MAIN ST
City	COHOES
State	NY
Zip	12047-3008
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	21.010
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	4
Census Block	4005
Census Tract	12800

Owner

Source: Albany County and Cohoes City records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43 MAIN ST, COHOES, NY 12047-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2002 · Amount on Record
Deed Sale	Nov 20, 2002 · Amount on Record
Prior Sale	Sep 10, 1997 · Amount on Record
Deed Book / Page	2724 / 777
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	43 MAIN ST, COHOES, NY 12047-3008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002169
Date	Jan 28, 2020
Instrument	R2020-02169

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 17, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$947.00 (+1.94%) Disabled Person's exemption	$49,100 (-) Land $6,000 Building $43,100	$145,481 (+18.52%) Land $17,778 Building $127,703
2023		$49,100 (-) Land $6,000 Building $43,100	$122,750 (+5.48%) Land $15,000 Building $107,750
2022		$49,100 Land $6,000 Building $43,100	$116,378 Land $14,221 Building $102,157
2021	$929.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks.

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