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44 Ludlow St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 44 Ludlow St, Worcester, MA 01603 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1926
Square Footage1,080 sqft Living Area
Lot Size5,350 sqft (0.123 acres)
GarageBasement
Last Sale$330,000 (2024)
Tax Bill$3,324.00 (2025)

Property Details

APN / Parcel Number

Primary APN15-015-00014
Alternative APN
  • WORC M:15 B:015 L:00014

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,080 sqft Living Area
Gross Area2,782 sqft Gross Area
1st Floor864 sqft 1st Floor
Basement Area864 sqft Basement
Unfinished Basement864 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleConventional Style
Exterior MaterialCombination Exterior
Construction TypeStone Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,350 sqft (0.123 acres)
Garage TypeBasement Garage
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Account Number15-015-00014
Street Address44 LUDLOW ST
CityWORCESTER
StateMA
Zip01603-1124
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionWORCESTER DISTRICT
Legal Block15
Legal Lot Number14
JurisdictionWORCESTER MA
Minor Civil DivisionWORCESTER
Census Blockgroup2
Census Block2007
Census Tract733102

Owner

Source: Worcester County and Worcester City records · APN 15-015-00014

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3243 LONE JACK RD, ENCINITAS, CA 92024-7012
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Deed of Trust, Mortgage · Stand Alone Refinance
THOMAS SPACKMAN
Apr 14, 2023Deed of Trust, Mortgage · Stand Alone Refinance
CHRISTOPHER LEAVITT
Apr 04, 2025Quit Claim Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Jan 09, 2024Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage
NEWREZ LLC
Aug 04, 2017Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage
OCWEN FIN SVC INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 09, 2024 · Amount on Record
Deed SaleJan 09, 2024 · Amount on Record
Prior SaleAug 04, 2017 · Amount on Record
Deed Book / Page70076 / 281
Last Transfer DateMar 31, 2025
Transfer Doc071823-257
Record RefreshedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address44 LUDLOW ST, WORCESTER, MA 01603-1124
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069026-225
DateApr 14, 2023
Book Page69026/225
Instrument29003
Lender
NameTHOMAS SPACKMAN
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address44 LUDLOW ST, WORCESTER, MA 01603-1124
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069023-266
DateApr 14, 2023
Book Page69023/266
Instrument28784
Lender
NameCHRISTOPHER LEAVITT
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

April 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateApr 04, 2025
Property Address44 LUDLOW ST, WORCESTER, MA 01603-1124
Document Number071823-257
Book / Page71823 / 257
Instrument DateMar 31, 2025
Instrument202500026358
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3243 LONE JACK RD, ENCINITAS, CA 92024-7012

Mortgage

Document Number202500026361
DateApr 04, 2025
Instrument202500026361
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

January 2024: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionWORCESTER MA
Recording DateJan 09, 2024
Property Address44 LUDLOW ST, WORCESTER, MA 01603-1124
Document Number070076-281
Book / Page70076 / 281
Instrument DateJan 09, 2024
Instrument1781
Transaction TypeTransfer
Record UpdatedJan 26, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address44 LUDLOW ST, WORCESTER, MA 01603-1124

Mortgage

Document Number0000001782
DateJan 09, 2024
Instrument1782
Lender
NameNEWREZ LLC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

August 2017: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionWORCESTER MA
Recording DateAug 04, 2017
Property Address44 LUDLOW ST, WORCESTER, MA 01603-1124
Document Number57537-147
Book / Page57537 / 147
Instrument84751
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$22.97
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 LUDLOW ST, WORCESTER, MA 01603-1124

Mortgage

Document Number575370149
DateAug 04, 2017
Instrument57537/0149
Lender
NameOCWEN FIN SVC INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 04, 2047
Interest
Rate3.25%
Max Rate At Change70.1%
Max Rate2%

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,324.00 (+8.56%)$252,000 (+18.03%) Land $84,100 Building $167,900$363,185 (+17.85%)
2024$308,180
2023$3,062.00$213,500 Land $73,200 Building $140,300

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