Worcester County and Worcester City property record for 41 Ludlow St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,339 sqft · built 1920 |
| Lot Size | 0.336 acres (14,635 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,190 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-039-13+14 |
| Primary APN | 15-039-13+14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,339 sqft Living Area |
| Gross Area | 3,338 sqft |
| 1st Floor Area | 1,220 sqft |
| Attic | Attic |
| Attic Area | 988 sqft |
| Basement Area | 814 sqft |
| Unfinished Basement | 814 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,635 sqft (0.336 acres) |
| Garage Type | Basement |
| Heating System | Steam |
|---|
| Account Number | 15-039-13+14 |
|---|---|
| Street Address | 41 LUDLOW ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 39 |
| Legal Lot Number | 13+14 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 733102 |
41 Ludlow St is owned by an individual who acquired it in June 2004.
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 HYATT ST, WORCESTER, MA 01603-1157 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2004 |
| Deed Sale | Jun 14, 2004 |
| Deed Document Number | 200415191 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 41 Ludlow St was $4,190, up 4.2% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,190.00 (+4.15%) | $315,500 (+3.44%) Land $105,000 Building $210,500 | $373,466 (-2.28%) |
| 2025 | $4,023.00 | $305,000 Land $98,800 Building $206,200 | $382,185 (+52.79%) |
| 2024 | $250,135 | ||
| 2023 | $3,780.00 | $263,600 Land $85,900 Building $177,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Ludlow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 59 units insured incl. 53 condo units |
| Nearby Flood Claims | 7 (1978–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Ludlow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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