Franklin County property record for 44 Lock View Ct, Frankfort, KY 40601 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · built 2002 |
| Lot Size | 0.395 acres (17,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (May 2023) |
| Tax Bill | $2,815 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2008 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-40-09-005.01 |
| Primary APN | 048-40-09-005.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,222 sqft (0.395 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 78058 |
|---|---|
| Street Address | 44 LOCK VIEW CT |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-6316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIGNAL RIDGE C LOT 132 |
| Legal Subdivision | SIGNAL RIDGE C |
| Legal Phase | 1 |
| Legal Lot Number | 132 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 70401 |
Source: Franklin County records · APN 048-40-09-005.01
Assessment roll updated March 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC |
| Sep 25, 2008 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Oct 18, 2005 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL CITY BANK |
| May 04, 2023 | Warranty Deed, Transfer · FHA Mortgage STATEWIDE MORTGAGE LLC |
| Feb 24, 2022 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jun 14, 2021 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2023 · Amount on Record |
| Deed Sale | May 04, 2023 · Amount on Record |
| Deed Document Number | 2023687734 |
| Deed Book / Page | 620 / 368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 22, 2026 |
| Property Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Document Number | 0000906482 |
| Book / Page | 1815 / 58 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026906482 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Document Number | 0000906482, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 1815/58 |
| Instrument | 2026906482 |
| Name | NEST HOME LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1110/791 |
|---|---|
| Date | Sep 25, 2008 |
| Book Page | M1110/791 |
| Instrument | 334966 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M984/300 |
|---|---|
| Date | Oct 18, 2005 |
| Book Page | M984/300 |
| Instrument | 290260 |
| Name | NATIONAL CITY BANK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 22, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 04, 2023 |
| Property Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Document Number | 00D620/368 |
| Book / Page | D620 / 368 |
| Map Reference | CAB F SL 347-348 |
| Instrument Date | May 02, 2023 |
| Instrument | 687734 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ROCKET TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5307 MILLRIDGE ST, SHAWNEE, KS 66226-9771 |
| Name | Verified Name |
|---|---|
| Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Document Number | 0000687741 |
|---|---|
| Date | May 04, 2023 |
| Instrument | 687741 |
| Name | STATEWIDE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Feb 24, 2022 |
| Property Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Document Number | 00D610/117 |
| Book / Page | D610 / 117 |
| Map Reference | CAB F SL 347&348 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 657878 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 74 ALLISON DR, SONORA, KY 42776-8353 |
| Name | Verified Name |
|---|---|
| Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Document Number | 0000657881 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 657881 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 14, 2021 |
| Property Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Document Number | 00D603/585 |
| Book / Page | D603 / 585 |
| Instrument Date | Jun 03, 2021 |
| Instrument | 526761 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 44 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,815.00 (+7.07%) | $235,000 (+6.82%) Land $25,000 Building $210,000 | $235,000 (+6.82%) Land $25,000 Building $210,000 |
| 2023 | $2,629.00 | $220,000 | $220,000 |
Source: FEMA National Flood Hazard Layer, Franklin County (21073C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210730704011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1984–2025) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Apr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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