Franklin County property record for 40 Lock View Ct, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 580 sqft · built 1999 |
| Lot Size | 0.414 acres (18,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Nov 2025) |
| Tax Bill | $1,112 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-40-09-004.00 |
| Primary APN | 048-40-09-004.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 580 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,064 sqft (0.414 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 66075 |
|---|---|
| Street Address | 40 LOCK VIEW CT |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-6316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SIGNAL RIDGE LOT 64 |
| Legal Subdivision | SIGNAL RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 70401 |
40 Lock View Ct is owned and occupied by two individuals who bought it in November 2025.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 10, 2025 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Prior Sale | Jun 6, 2016 · Amount on File |
| Deed Document Number | 2025890279 |
| Deed Book / Page | 641 / 613 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 40 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | 0M1495/817 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | M1495/817 |
| Instrument | 491457 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Nov 10, 2025 |
| Property Address | 40 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Document Number | 00D641/613 |
| Book / Page | D641 / 613 |
| Map Reference | CAB F SL 347 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 890279 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Name | Verified Name |
|---|---|
| Address | 40 LOCK VIEW CT, FRANKFORT, KY 40601-6316 |
| Document Number | 0000890280 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 890280 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 40 Lock View Ct was $1,112 with a homeowner's exemption.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,112.00 | $142,000 Land $24,000 Building $118,000 | $142,000 Land $24,000 Building $118,000 |
| 2023 | $1,696.00 | $142,000 | $142,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Lock View Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 11 (1984–2025) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Lock View Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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