31 Lawrence St, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 31 Lawrence St, Andover, NH 03216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,820 sqft · built 1920
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Aug 2015)
Tax Bill	$6,127 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00019 B:000732 L:000195`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00019 B:000732 L:000195`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	2,946 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	31 LAWRENCE ST
City	ANDOVER
State	NH
Zip	03216-3614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V V
Legal Block	732
Legal Lot Number	195
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2031
Census Tract	42500

Owner

Source: Merrimack County and Andover Town records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 LAWRENCE ST, ANDOVER, NH 03216-3614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Nov 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2015 · Amount on Record
Deed Sale	Aug 12, 2015 · Amount on Record
Deed Book / Page	3488 / 17
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	31 LAWRENCE ST, ANDOVER, NH 03216-3614
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001993
Date	Jan 27, 2022
Book Page	3779/1448
Instrument	202200001993

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Feb 1, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Nov 8, 2018
Property Address	31 LAWRENCE ST, ANDOVER, NH 03216-3614
Document Number	0036141216
Book / Page	003614 / 001216
Instrument Date	Nov 8, 2018
Instrument	20444
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	672 RIMMON TREET #2 MANCHESTER NH 03102, 2, MANCHESTER, NH 03102

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	31 LAWRENCE ST, ANDOVER, NH 03216-3614
Document Number	0036040783
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LAWRENCE ST ANDOVER NH 032163614, ANDOVER, NH 03216-3614

Mortgage

Document Number	0036040783
Date	Aug 13, 2018
Book Page	003604/000783
Instrument	14306

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Tax Assessment & Valuation

Source: Merrimack County and Andover Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,127.00 (+12.98%)	$418,200 (+76.98%) Land $122,200 Building $296,000
2023	$5,423.00 (+8.31%)	$236,300 (-) Land $78,500 Building $157,800	$379,715
2022	$5,007.00	$236,300 Land $78,500 Building $157,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER VILLAGE DIST serves 650 people · EPA ID NH0081010
Water Source	Surface water
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2025 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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