44 Hidden Cove Loop, Pacific Beach, WA 98571 Property Records

Grays Harbor County property record for 44 Hidden Cove Loop, Pacific Beach, WA 98571

Property Summary

Property Type	Single Family Home
Details	1,594 sqft · built 2017
Lot Size	0.082 acres (3,563 sqft)
Owner	2 Individual Names on Record
Last Sale	$790,000 (Oct 2020)
Tax Bill	$7,901 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`816100040400`

Property Details

APN / Parcel Number

Primary APN	`816100040400`

Interior

Stories	1 Story
Building Area	1,594 sqft Living Area
Basement Area	576 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Foundation Type	Concrete
Lot Area	3,563 sqft (0.082 acres)

Location & Zoning

Street Address	44 HIDDEN COVE LOOP
City	PACIFIC BEACH
State	WA
Zip	98571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEABROOK DIV 4A , Lot 404
Legal Range	29
Legal Township	12
Legal Section	20
Legal Subdivision	SEABROOK
Legal Lot Number	404
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	OCEAN SHORES
Census Block Group	2
Census Block	2036
Census Tract	202

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10518 172ND CT SE, RENTON, WA 98059-5937
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 13, 2020	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 28, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage HOMESTREET BANK
Mar 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage SECURITY ST BK/LUBBOCK TX
Mar 7, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	202038
Prior Transfer Date	Mar 2, 2018
Prior Transfer Doc	0000000032
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	44 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008230022
Date	Aug 23, 2019
Instrument	2019-08230022

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	44 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007200013
Date	Jul 20, 2020
Instrument	2020-07200013

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Oct 13, 2020
Property Address	44 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0010130038
Map Reference	VOL 12 PG 30-34
Instrument Date	Oct 5, 2020
Instrument	2020-10130038
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	GRAYS HARBOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10518 172ND CT SE, RENTON, WA 98059-5937

Mortgage

Document Number	0010130039
Date	Oct 13, 2020
Instrument	2020-10130039

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Sep 28, 2018
Property Address	44 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0009280070
Map Reference	VOL12 PG30-34
Instrument Date	Sep 6, 2018
Instrument	2018-09280070
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 25, 2021
Title Company	PACIFIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,972.58
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 311, PACIFIC BEACH, WA 98571-0311

Mortgage

Document Number	0009280071
Date	Sep 28, 2018
Instrument	2018-09280071

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

March 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Mar 19, 2018
Property Address	44 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Instrument Date	Mar 14, 2018
Instrument	3190046
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 FRONT ST PACIFIC BEACH WA 98571, PACIFIC BEACH, WA 98571

Mortgage

Document Number	0003190046
Date	Mar 19, 2018
Instrument	3190046

Lender

Name	SECURITY ST BK/LUBBOCK TX
Type	Bank
Address	CENTRALIA, WA 98531

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Mar 7, 2018
Property Address	44 HIDDEN COVE LOOP, PACIFIC BEACH, WA 98571
Document Number	0003070032
Map Reference	VOL 12 PG 30-34
Instrument Date	Mar 2, 2018
Instrument	2018-03070032
Transaction Type	Transfer
Record Updated	Jun 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 422, PACIFIC BEACH, WA 98571-0422

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	North Beach School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,901.00 (+18.44%)
2025		$1,163,871 (-) Land $631,498 Building $532,373	$1,163,871 (-) Land $631,498 Building $532,373
2024	$6,671.00 (+2.1%)	$1,163,871 (+25.91%) Land $631,498 Building $532,373	$1,163,871 (+25.91%) Land $631,498 Building $532,373
2023	$6,534.00
2022		$924,395 Land $700,000 Building $224,395	$924,395 Land $700,000 Building $224,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (2021–2022)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC BEACH/MOCLIPS serves 2,372 people · EPA ID WA5300333
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coast Communications Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Velocity Communications, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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