44 Heritage, Oakland, CA 94605 Property Records

Alameda County property record for 44 Heritage, Oakland, CA 94605

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,636 sqft · built 1977
Lot Size	0.051 acres (2,236 sqft)
Owner	Individual Name on File
Last Sale	$810,000 (Sep 2022)
Tax Bill	$13,867 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-6436-25`

Property Details

APN / Parcel Number

Primary APN	`48-6436-25`
Alternative APN	`048-6436-025-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,636 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	2,236 sqft (0.051 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	44 HERITAGE
City	OAKLAND
State	CA
Zip	94605-4607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00018 BLK: TR: 3747
Legal Subdivision	SEQUOYAH HEIGHTS
Legal Tract	3747
Legal Lot Number	16
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3007
Census Tract	409900

Owner

44 Heritage, a townhouse, is owned and occupied by an individual who bought it in September 2022.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	44 HERITAGE, OAKLAND, CA 94605-4607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage CHAMPIONS FUNDING LLC
Sep 22, 2022	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Sep 22, 2022	Grant Deed, Transfer · Commercial Mortgage SECURED INCOME FUND II LLC
Sep 22, 2022	Intrafamily Transfer, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Mar 23, 2010 · Amount on File
Deed Document Number	2022161284
Prior Transfer Date	Jun 17, 1997
Prior Transfer Doc	0000344703
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	44 HERITAGE, OAKLAND, CA 94605-4607
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HERITAGE, OAKLAND, CA 94605-4607

Mortgage

Document Number	0000026807
Date	Feb 25, 2026
Instrument	2026026807

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	44 HERITAGE, OAKLAND, CA 94605-4607
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HERITAGE, OAKLAND, CA 94605-4607

Mortgage

Document Number	0000148462
Date	Dec 20, 2023
Instrument	2023148462

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Sep 22, 2022
Property Address	44 HERITAGE, OAKLAND, CA 94605-4607
Document Number	0000161285
Map Reference	MB 93 PG 52-52
Instrument Date	Sep 16, 2022
Instrument	2022161285
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HERITAGE, OAKLAND, CA 94605-4607

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 22, 2022
Property Address	44 HERITAGE, OAKLAND, CA 94605-4607
Document Number	0000161284
Map Reference	MB 93 PG 52-52
Instrument Date	Sep 12, 2022
Instrument	2022161284
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,041.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HERITAGE, OAKLAND, CA 94605-4607

Mortgage

Document Number	0000161286
Date	Sep 22, 2022
Instrument	2022161286

Lender

Name	SECURED INCOME FUND II LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Sep 22, 2022
Property Address	44 HERITAGE, OAKLAND, CA 94605-4607
Document Number	0000161283
Map Reference	MB 93 PG 52
Instrument Date	Sep 12, 2022
Instrument	2022161283
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HERITAGE, OAKLAND, CA 94605-4607

Tax Assessment & Valuation

The 2025 property tax bill for 44 Heritage was $13,867 with a homeowner's exemption, up 6.8% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$767,000 (-8.22%) Land $232,200 Building $541,800
2025	$13,867.00 (+6.8%) Homeowner's exemption	$835,723 Land $252,817 Building $589,906
2024	$12,984.00 (+0.55%)
2023	$12,913.00 Homeowner's exemption	$810,000 Land $243,000 Building $567,000	$712,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Heritage in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Heritage is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, Verizon.

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