40 Heritage, Oakland, CA 94605 Property Records

Alameda County property record for 40 Heritage, Oakland, CA 94605

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,757 sqft · built 1977
Lot Size	0.078 acres (3,379 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Feb 2020)
Tax Bill	$12,070 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-6436-26`

Property Details

APN / Parcel Number

Primary APN	`48-6436-26`
Alternative APN	`048-6436-026-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,757 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,379 sqft (0.078 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40 HERITAGE
City	OAKLAND
State	CA
Zip	94605-4607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00019 BLK: TR: 3747
Legal Subdivision	SEQUOYAH HEIGHTS
Legal Tract	3747
Legal Lot Number	19
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3007
Census Tract	409900

Owner

40 Heritage, a townhouse, is owned and occupied by two individuals who bought it in February 2020.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 HERITAGE, OAKLAND, CA 94605-4607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AIM CU
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Feb 21, 2020	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Mar 5, 2015 · Amount on File
Deed Document Number	202042348
Prior Transfer Date	Oct 27, 2016
Prior Transfer Doc	0000286528
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40 HERITAGE, OAKLAND, CA 94605-4607
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HERITAGE, OAKLAND, CA 94605-4607

Mortgage

Document Number	0000157822
Date	Sep 14, 2022
Instrument	2022157822

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 13, 2042

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	40 HERITAGE, OAKLAND, CA 94605-4607
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 HERITAGE, OAKLAND, CA 94605-4607

Mortgage

Document Number	0000003398
Date	Jan 5, 2022
Instrument	2022003398

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 21, 2020
Property Address	40 HERITAGE, OAKLAND, CA 94605-4607
Document Number	0000042348
Map Reference	MB 93 PG 52
Instrument Date	Feb 19, 2020
Instrument	2020042348
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	40 HERITAGE, OAKLAND, CA 94605-4607

Mortgage

Document Number	0000042349
Date	Feb 21, 2020
Instrument	2020042349

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40 Heritage was $12,070 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$801,737 (+1.12%) Land $242,621 Building $566,116
2025	$12,070.00 Homeowner's exemption	$792,881 Land $237,864 Building $555,017
2023	$12,133.00 Homeowner's exemption	$762,097 Land $228,629 Building $533,468	$777,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Heritage in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Heritage is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, Verizon.

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