Mitchell County property record for 44 Hemlock Ave, Spruce Pine, NC 28777 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1945 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Apr 2023) |
| Tax Bill | $969 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-20-81-5620 |
| Primary APN | 0880-20-81-5620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 16,988 sqft (0.39 acres) |
| Heating System | Central |
|---|
| Account Number | 555784919 |
|---|---|
| Street Address | 44 HEMLOCK AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 18-20 HEMLOCK AVENUE |
| Legal Subdivision | ENGLISH WOODS ADDITION |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 950400 |
Source: Mitchell County records · APN 0880-20-81-5620
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 HEMLOCK AVE, SPRUCE PINE, NC 28777-2981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2023 · Amount on Record |
| Deed Sale | Apr 25, 2023 · Amount on Record |
| Deed Document Number | 2023879 |
| Deed Book / Page | 656 / 869 |
| Prior Transfer Date | May 19, 2006 |
| Prior Transfer Doc | 437/433 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Apr 25, 2023 |
| Property Address | 44 HEMLOCK AVE, SPRUCE PINE, NC 28777-2981 |
| Document Number | 000656/869 |
| Book / Page | 656 / 869 |
| Map Reference | MB 1 PG 26 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023000879 |
| Transaction Type | Transfer |
| Record Updated | May 09, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 655 LEGEND LOOP # LOOPC201, LOOPC201, HELENA, MT 59602-8638 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 44 HEMLOCK AVE, SPRUCE PINE, NC 28777-2981 |
| Document Number | 2023000880 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2023000880 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 28, 2021 |
| Property Address | 44 HEMLOCK AVE, SPRUCE PINE, NC 28777-2981 |
| Document Number | 629/524 |
| Book / Page | 629 / 524 |
| Map Reference | MB 1 PG 54 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021001399 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 RHODODENDRON AVE, 70, SPRUCE PINE, NC 28777-2978 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 HEMLOCK RD, SPRUCE PINE, NC 28777-9129 |
| Document Number | 2021001400 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021001400 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $969.00 | $173,200 (-) Land $22,800 Building $150,400 | |
| 2023 | $969.00 | $173,200 Land $22,800 Building $150,400 | $173,200 Land $22,800 Building $150,400 |
Source: FEMA National Flood Hazard Layer, Mitchell County (37121C), updated May 2, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371219504001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property
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|---|---|---|
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| Spectrum | Cable | 1,000 / 1,000 |
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