Mitchell County property record for 43 Hemlock Ave, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Feb 2026) |
| Tax Bill | $1,613 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0880-20-81-5493 |
| Primary APN | 0880-20-81-5493 |
|---|---|
| Alternative APNs |
|
| Lot Area | 31,799 sqft (0.73 acres) |
|---|
| Account Number | 001085067 |
|---|---|
| Street Address | 43 HEMLOCK AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP 56 BL F LOT 3 |
| Legal Subdivision | SPRUCE PINE LAND COMPANY |
| Legal Lot Number | 3 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950400 |
Source: Mitchell County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 HEMLOCK AVE, SPRUCE PINE, NC 28777-2981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2026 · Amount on Record |
| Deed Sale | Feb 9, 2026 · Amount on Record |
| Deed Document Number | 2026197 |
| Deed Book / Page | 686 / 954 |
| Prior Transfer Date | Dec 10, 2013 |
| Prior Transfer Doc | 543/850 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Feb 9, 2026 |
| Property Address | 43 HEMLOCK AVE, SPRUCE PINE, NC 28777-2981 |
| Document Number | 000686/954 |
| Book / Page | 686 / 954 |
| Map Reference | MB 1 PG 54 |
| Instrument Date | Feb 4, 2026 |
| Instrument | 2026000197 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8101 E MISSISSIPPI AVE # AVE105, AVE105, DENVER, CO 80247-1104 |
| Name | Verified Name |
|---|---|
| Address | 43 HEMLOCK AVE, SPRUCE PINE, NC 28777-2981 |
| Document Number | 2026000198 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 2026000198 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Mitchell County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,613.00 | $288,100 (-) Land $32,700 Building $255,400 | |
| 2023 | $1,613.00 | $288,100 Land $32,700 Building $255,400 | $288,100 Land $32,700 Building $255,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2004–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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