Contra Costa County property record for 44 Harbor Dr, Bay Point, CA 94565 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,205 sqft · built 1952 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,500 (Jun 2011) |
| Tax Bill | $2,215 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 098-075-032-7 |
| Primary APN | 098-075-032-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,205 sqft Living Area |
| 1st Floor Area | 1,205 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 44 HARBOR DR |
|---|---|
| City | BAY POINT |
| State | CA |
| Zip | 94565-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHORE ACRES #2 LOT 272 EX MR |
| Legal Subdivision | SHORE ACRES 02 |
| Legal Lot Number | 272 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | ANTIOCH-PITTSBURG |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 314200 |
Source: Contra Costa County records · APN 098-075-032-7
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 HARBOR DR, BAY POINT, CA 94565-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 15, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2011 · Amount on Record |
| Deed Sale | Jun 21, 2011 · Amount on Record |
| Prior Sale | Jul 27, 2010 · Amount on Record |
| Deed Document Number | 2011122323 |
| Last Transfer Date | Jan 11, 2016 |
| Transfer Doc | 0000007658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 44 HARBOR DR, BAY POINT, CA 94565-1415 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 44 HARBOR DR, BAY POINT, CA 94565-1415 |
| Document Number | 0000147560 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-147560 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 44 HARBOR DR, BAY POINT, CA 94565-1415 |
| Document Number | 0000051134 |
| Instrument Date | Feb 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 44 HARBOR DR PINOLE CA 94564, PINOLE, CA 94564 |
| Document Number | 0000051134 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 51134 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $130,287 (+2%) Land $82,903 Building $47,384 | |
| 2025 | $2,215.00 (+6.85%) Homeowner's exemption | $127,733 (+4.04%) Land $81,278 Building $46,455 |
| 2023 | $2,073.00 (+0.63%) Homeowner's exemption | $122,775 Land $78,123 Building $44,652 |
| 2022 | $2,060.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133142001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 6 (1998–2005) |
| Most Recent Claim | Feb 2005, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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