42 Harbor Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 42 Harbor Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 981 sqft · built 1952
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Apr 2024)
Tax Bill	$5,667 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`098-093-021-8`

Property Details

APN / Parcel Number

Primary APN	`098-093-021-8`
Alternative APN	`098-093-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	981 sqft Living Area
1st Floor Area	981 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Tar & Gravel
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	42 HARBOR DR
City	BAY POINT
State	CA
Zip	94565-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	SHORE ACRES #3 LOT 410 EX 1/2 MR
Legal Subdivision	SHORE ACRES 03
Legal Lot Number	410
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	ANTIOCH-PITTSBURG
Census Block Group	1
Census Block	1002
Census Tract	314200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	207 ROUND HOUSE PL, CLAYTON, CA 94517-1209
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Apr 1, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2024	Grant Deed, Transfer ALL AMERICAN TITLE
Sep 26, 2022	Grant Deed, Transfer
Feb 11, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Feb 11, 2021	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Feb 11, 2021
Deed Document Number	202429754
Prior Transfer Date	Mar 28, 2024
Prior Transfer Doc	0000029753
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	42 HARBOR DR, BAY POINT, CA 94565-1415
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 BLOSSOM WAY, PITTSBURG, CA 94565-5581

Mortgage

Document Number	0000115343
Date	Oct 26, 2023
Instrument	2023-115343

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 1, 2024
Property Address	42 HARBOR DR, BAY POINT, CA 94565-1415
Document Number	0000029753
Map Reference	MB 46 PG 10
Instrument Date	Mar 28, 2024
Instrument	2024-029753
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	ALL AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 ROUND HOUSE PL, CLAYTON, CA 94517-1209

Mortgage

Document Number	0000029755
Date	Apr 1, 2024
Instrument	2024-029755

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 1, 2024
Property Address	42 HARBOR DR, BAY POINT, CA 94565-1415
Document Number	0000029754
Map Reference	MB 46 PG 10
Instrument Date	Mar 11, 2024
Instrument	2024-029754
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 ROUND HOUSE PL, CLAYTON, CA 94517-1209

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 26, 2022
Property Address	42 HARBOR DR, BAY POINT, CA 94565-1415
Document Number	0000143897
Map Reference	MB 46 PG 10
Instrument Date	Sep 26, 2022
Instrument	2022-143897
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	347 BLOSSOM WAY, PITTSBURG, CA 94565-5581

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 11, 2021
Property Address	42 HARBOR DR, BAY POINT, CA 94565-1415
Document Number	0000043148
Map Reference	MB 46 PG 10
Instrument Date	Feb 8, 2021
Instrument	2021-043148
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 BALHAN DR APT 208, 208, CONCORD, CA 94521-3772

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 11, 2021
Property Address	42 HARBOR DR, BAY POINT, CA 94565-1415
Document Number	0000043149
Map Reference	MB 46 PG 10
Instrument Date	Feb 8, 2021
Instrument	2021-043149
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1495 BALHAN DR APT 208, 208, CONCORD, CA 94521-3772

Mortgage

Document Number	0000043150
Date	Feb 11, 2021
Instrument	2021-043150

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 27, 2019
Property Address	42 HARBOR DR, BAY POINT, CA 94565-1415
Document Number	0000233151
Instrument Date	Dec 19, 2019
Instrument	233151
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 HARBOR DR BAY POINT CA 945651415, BAY POINT, CA 94565-1415

Mortgage

Document Number	233152
Date	Dec 27, 2019
Instrument	233152

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$442,170 (+2%) Land $312,120 Building $130,050
2025	$5,667.00 (+10.02%)	$433,500 (+9.97%) Land $306,000 Building $127,500
2023	$5,151.00 (+0.74%)	$394,190 Land $210,235 Building $183,955
2022	$5,113.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2005)
Most Recent Claim	Feb 2005 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - BAY POINT private · serves 23,765 people · EPA ID CA0710002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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