Essex County and Lawrence City property record for 44 Gilbert St, Lawrence, MA 01843
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,728 sqft · built 1910 |
| Lot Size | 0.093 acres (4,050 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $559,000 (Dec 2021) |
| Tax Bill | $5,289 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 94 0000 0040 A |
| Primary APN | 94 0000 0040 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,802 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 4,050 sqft (0.093 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 94 0000 0040 A |
|---|---|
| Street Address | 44 GILBERT ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-3610 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Subdivision | WOODLAND HEIGHTS |
| Legal Lot Number | 40 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 251800 |
Source: Essex County and Lawrence City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 44 GILBERT ST, LAWRENCE, MA 01843-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 6, 2021 | Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| May 1, 2017 | Deed of Trust, Mortgage CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on Record |
| Deed Sale | Dec 6, 2021 · Amount on Record |
| Prior Sale | Oct 12, 2000 · Amount on Record |
| Deed Document Number | 202139699 |
| Deed Book / Page | 17259 / 90 |
| Prior Transfer Date | Dec 3, 2021 |
| Prior Transfer Doc | 0017259-90 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Dec 6, 2021 |
| Property Address | 44 GILBERT ST, LAWRENCE, MA 01843-3610 |
| Document Number | 0017259-90 |
| Book / Page | 17259 / 90 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 39699 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 102 BUNKERHILL ST, LAWRENCE, MA 01841-1759 |
| Document Number | 0000039700 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 39700 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 44 GILBERT ST, LAWRENCE, MA 01843-3610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15067-184 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 15067/184 |
| Instrument | 10700 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,289.00 (+5.67%) | $612,200 (+7.65%) Land $158,700 Building $453,500 | $663,196 |
| 2025 | $5,005.00 (-0.95%) | $568,700 (+4.1%) Land $140,600 Building $428,100 | |
| 2024 | $5,053.00 (-2.68%) | $546,300 (+6.91%) Land $118,700 Building $427,600 | |
| 2023 | $5,192.00 | $511,000 Land $105,800 Building $405,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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