Essex County and Lawrence City property record for 42 Gilbert St, Lawrence, MA 01843
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 2,149 sqft · built 1920 |
| Lot Size | 0.106 acres (4,618 sqft) |
| Owner | Individual Name on File |
| Last Sale | $676,000 (Nov 2023) |
| Tax Bill | $5,971 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94 0000 0039 A |
| Primary APN | 94 0000 0039 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,149 sqft Living Area |
| Gross Area | 3,687 sqft |
| Basement Area | 1,173 sqft |
| Unfinished Basement | 1,173 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,618 sqft (0.106 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 94 0000 0039 A |
|---|---|
| Street Address | 42 GILBERT ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-3610 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Lot Number | 39 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 251800 |
42 Gilbert St, a duplex, is owned and occupied by an individual who bought it in November 2023.
Source: Essex County and Lawrence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 GILBERT ST, LAWRENCE, MA 01843-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 16, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZEN B&T CO |
| Feb 28, 2019 | Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on File |
| Deed Sale | Nov 16, 2023 · Amount on File |
| Prior Sale | Feb 28, 2019 · Amount on File |
| Deed Book / Page | 17878 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 42 GILBERT ST, LAWRENCE, MA 01843-3610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0017752-23 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 17752/23 |
| Instrument | 8361 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 42 GILBERT ST, LAWRENCE, MA 01843-3610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0016739-51 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 16739/51 |
| Instrument | 3176 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Feb 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Nov 16, 2023 |
| Property Address | 42 GILBERT ST, LAWRENCE, MA 01843-3610 |
| Document Number | 0017878-56 |
| Book / Page | 17878 / 56 |
| Instrument Date | Nov 16, 2023 |
| Instrument | 19111 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 42 GILBERT ST, LAWRENCE, MA 01843-3610 |
| Document Number | 0000019112 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 19112 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0017878-77 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 17878/77 |
| Instrument | 19113 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Feb 28, 2019 |
| Property Address | 42 GILBERT ST, LAWRENCE, MA 01843-3610 |
| Document Number | 15771-290 |
| Book / Page | 15771 / 290 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 4374 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 WHITNEY ST, METHUEN, MA 01844-7200 |
| Document Number | 4375 |
|---|---|
| Date | Feb 28, 2019 |
| Instrument | 4375 |
| Name | EQUITY PRIME MTG |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 42 Gilbert St was $5,971, up 5.4% from the year before.
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,971.00 (+5.42%) | $691,100 (+7.38%) Land $165,600 Building $525,500 | $736,533 |
| 2025 | $5,664.00 (+9.45%) | $643,600 (+15.03%) Land $146,700 Building $496,900 | |
| 2024 | $5,175.00 (-2.74%) | $559,500 (+6.84%) Land $123,900 Building $435,600 | |
| 2023 | $5,321.00 | $523,700 Land $110,400 Building $413,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Gilbert St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 42 Gilbert St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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