Tioga County and Owego Town property record for 44 Front St, Owego, NY 13827
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 6,545 sqft · built 1902 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Jul 2023) |
| Tax Bill | $21,099 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 493001 128.12-3-17 |
| Primary APN | 493001 128.12-3-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,545 sqft Living Area |
| 1st Floor Area | 3,291 sqft |
| 2nd Floor Area | 3,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 132,858 sqft (3.05 acres) |
| Lot Dimensions | 590 ft deep x 200 ft wide |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 4,166 sqft |
| Parking Spaces | 17 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 2,239 sqft |
| Patio Area | 2,816 sqft |
| Shed | 1 Shed |
| Greenhouse | Greenhouse |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000405 |
|---|---|
| Street Address | 44 FRONT ST |
| City | OWEGO |
| State | NY |
| Zip | 13827-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 3 |
| Legal Lot Number | 17.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 4 |
| Census Block | 4016 |
| Census Tract | 20500 |
44 Front St is owned and occupied by two individuals who bought it in July 2023.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 FRONT ST, OWEGO, NY 13827-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on File |
| Deed Sale | Jul 6, 2023 · Amount on File |
| Prior Sale | Feb 25, 2008 · Amount on File |
| Deed Document Number | 20232416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jul 6, 2023 |
| Property Address | 44 FRONT ST, OWEGO, NY 13827-1517 |
| Document Number | 2023000002416 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 20230-00002416 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 527 WASHBURN RD, SPENCER, NY 14883-9362 |
| Document Number | 23000002417 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 230-00002417 |
| Name | JOHN G BAUST |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 44 Front St was $21,099, up 1% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Municipality | Owego Village |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,099.00 (+0.95%) | ||
| 2025 | $20,900.00 | $326,500 Land $33,300 Building $293,200 | $624,880 Land $63,732 Building $561,148 |
| 2023 | $326,500 (+17.15%) Land $33,300 Building $293,200 | $604,630 (+34.51%) Land $61,667 Building $542,963 | |
| 2022 | $278,700 Land $33,300 Building $245,400 | $449,516 Land $53,710 Building $395,806 | |
| 2019 | $9,279.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 277 (1979–2012) |
| Claims Outside the SFHA | 19 of 277 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA OF OWEGO private · serves 4,850 people · EPA ID NY5304409 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance.
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