Tioga County and Owego Town property record for 31 Front St, Owego, NY 13827
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,650 sqft · built 1850 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Trust Name on File |
| Last Sale | $230,000 (Dec 2021) |
| Tax Bill | $5,848 (2026) |
| Deeds & Mortgages | Dec 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 493001 128.12-2-36 |
| Primary APN | 493001 128.12-2-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,650 sqft Living Area |
| 1st Floor Area | 1,446 sqft |
| 2nd Floor Area | 796 sqft |
| Upper Floors Area | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 306 ft deep x 50 ft wide |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 600 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000319 |
|---|---|
| Street Address | 31 FRONT ST |
| City | OWEGO |
| State | NY |
| Zip | 13827-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 2 |
| Legal Lot Number | 36.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 20500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Owego Central Historic District (Boundary Increase) listed 1998 · 286 contributing resources · NRIS 98000353 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
31 Front St is owner-occupied and held in a trust since December 2021.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 31 FRONT ST, OWEGO, NY 13827-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on File |
| Deed Sale | Dec 21, 2021 · Amount on File |
| Prior Sale | Jul 1, 2011 · Amount on File |
| Deed Document Number | 2021-00006376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Dec 21, 2021 |
| Property Address | 31 FRONT ST, OWEGO, NY 13827-1516 |
| Document Number | 2021000006376 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 20210-00006376 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 442, MOUNTAIN VIEW, HI 96771-0442 |
The 2026 property tax bill for 31 Front St was $5,848, down 32.3% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Municipality | Owego Village |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,848.00 (-32.29%) | ||
| 2025 | $8,637.00 | $90,500 Land $17,100 Building $73,400 | $173,206 Land $32,727 Building $140,479 |
| 2023 | $90,500 Land $17,100 Building $73,400 | $167,593 Land $31,667 Building $135,926 | |
| 2019 | $3,470.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 31 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Nearby Flood Policies | 95 in force |
| Nearby Flood Claims | 277 (1979–2012) |
| Claims Outside the SFHA | 19 of 277 |
| Most Recent Claim | Jul 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA OF OWEGO private · serves 4,850 people · EPA ID NY5304409 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Empire Long Distance.
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