44 Emerald Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 44 Emerald Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,349 sqft · built 2005
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Nov 2022)
Tax Bill	$15,014 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Dec 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:F0022 B:A L:4`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:F0022 B:A L:4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,349 sqft Living Area
1st Floor Area	1,120 sqft
Attic	Attic
Attic Area	112 sqft
Basement Area	1,573 sqft
Unfinished Basement	1,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	53,579 sqft (1.23 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	44 EMERALD LN
City	DOVER
State	NH
Zip	03820-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	A
Legal Lot Number	4
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4011
Census Tract	81600

Owner

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 EMERALD LN, DOVER, NH 03820-5515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit HOLY ROSARY CU
Dec 12, 2024	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Nov 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Mar 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC
Aug 4, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	202216747
Deed Book / Page	5077 / 956
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	44 EMERALD LN, DOVER, NH 03820-5515
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004914-273
Date	Jun 3, 2021
Book Page	4914/273
Instrument	210011244

Lender

Name	HOLY ROSARY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	44 EMERALD LN, DOVER, NH 03820-5515
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005232-200
Date	Dec 12, 2024
Book Page	5232/200
Instrument	240015369

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Nov 10, 2022
Property Address	44 EMERALD LN, DOVER, NH 03820-5515
Document Number	005077-956
Book / Page	5077 / 956
Instrument Date	Nov 9, 2022
Instrument	220016747
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44 EMERALD LN, DOVER, NH 03820-5515
Investor	Possibly a Property Investor

Mortgage

Document Number	0220016748
Date	Nov 10, 2022
Instrument	220016748

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Mar 22, 2022
Property Address	44 EMERALD LN, DOVER, NH 03820-5515
Document Number	005017-756
Book / Page	5017 / 756
Instrument Date	Mar 21, 2022
Instrument	220004458
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 PORTWALK PL UNIT 1403, 1403, PORTSMOUTH, NH 03801-7007

Mortgage

Document Number	0220004459
Date	Mar 22, 2022
Instrument	220004459

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Aug 4, 2020
Property Address	44 EMERALD LN, DOVER, NH 03820-5515
Document Number	0047900376
Book / Page	004790 / 000376
Instrument Date	Aug 3, 2020
Instrument	12395
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	673 SOUTH ST #3 PORTSMOUTH NH 038015273, 3, PORTSMOUTH, NH 03801-5273

Mortgage

Document Number	47900378
Date	Aug 4, 2020
Book Page	004790/000378
Instrument	12396

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,014.00 (+8.31%)	$762,900 (-) Land $183,800 Building $579,100
2024	$13,862.00 (+4.94%)	$762,900 (+8%) Land $183,800 Building $579,100	$952,280
2023	$13,210.00 (+3.55%)	$706,400 (+9.86%) Land $194,000 Building $512,400
2022	$12,757.00	$643,000 Land $183,800 Building $459,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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