33 Emerald Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 33 Emerald Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,349 sqft · built 2005
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$454,600 (Dec 2005)
Tax Bill	$15,880 (2025)
Deeds & Mortgages	Sep 2021 Refinance Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:F0022 B:A L:20`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:F0022 B:A L:20`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,349 sqft Living Area
1st Floor Area	1,120 sqft
Attic	Attic
Attic Area	112 sqft
Basement Area	1,573 sqft
Unfinished Basement	1,573 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	33 EMERALD LN
City	DOVER
State	NH
Zip	03820-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	A
Legal Lot Number	20
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4012
Census Tract	81600

Owner

Source: Strafford County and Dover City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	33 EMERALD LN, DOVER, NH 03820-5512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE TRUST CO
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2005 · Amount on Record
Deed Sale	Dec 1, 2005 · Amount on Record
Prior Sale	Dec 1, 2005 · Amount on Record
Deed Book / Page	3300 / 1022
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	33 EMERALD LN, DOVER, NH 03820-5512
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4955-925
Date	Sep 20, 2021
Book Page	4955/925
Instrument	210019003

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	33 EMERALD LN, DOVER, NH 03820-5512
Document Number	0046460980
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	33 EMERALD LN DOVER NH 038205512, DOVER, NH 03820-5512

Mortgage

Document Number	0046460980
Date	Apr 16, 2019
Book Page	004646/000980
Instrument	4305

Lender

Name	OPTIMA BK&TR
Type	Bank
Address	PORTSMOUTH, NH 03801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2034

Tax Assessment & Valuation

Source: Strafford County and Dover City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,880.00 (+8.31%)	$806,900 (-) Land $192,100 Building $614,800
2024	$14,661.00 (+4.63%)	$806,900 (+7.69%) Land $192,100 Building $614,800	$795,245
2023	$14,012.00 (+2.11%)	$749,300 (+8.33%) Land $202,800 Building $546,500
2022	$13,723.00	$691,700 Land $192,100 Building $499,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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