44 E 55th St, Savannah, GA 31405 Property Records

Chatham County property record for 44 E 55th St, Savannah, GA 31405

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 3,000 sqft · built 1921
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Feb 2022)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2023 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`2-0094-12-018`

Property Details

APN / Parcel Number

Primary APN	`2-0094-12-018`
Alternative APN	`H269X650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,000 sqft Living Area
1st Floor Area	1,500 sqft
Utility Area	198 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1985
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,490 sqft (0.149 acres)
Porch	Slab
Porch Area	500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	44 E 55TH ST
City	SAVANNAH
State	GA
Zip	31405-3318
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R6
Legal Description	100 & 101 SUGDEN WD
Legal Subdivision	HULL PARK
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3011
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Aug 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Oct 26, 2009	Deed of Trust, Mortgage · Commercial Mortgage MERRILL LYNCH
Jun 18, 2014	Deed of Trust, Mortgage · Conventional Mortgage NEWS PLACE DEVELOPERS
Oct 5, 2016	Deed of Trust, Mortgage · Commercial Mortgage FREEDOM MORTGAGE
Jul 6, 2005	Deed of Trust, Mortgage · Commercial Mortgage MERRILL LYNCH
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT COM
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage LOAN DEPOT COM
Jun 12, 2014	Warranty Deed, Transfer · Commercial Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Jun 12, 2014 · Amount on Record
Deed Document Number	20221747
Deed Book / Page	2712 / 371
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 E 55TH ST, SAVANNAH, GA 31405-3318

Mortgage

Document Number	0022380105
Date	Feb 9, 2021
Book Page	0000002238/0000000105
Instrument	032863050024

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 E 55TH ST, SAVANNAH, GA 31405-3318

Mortgage

Document Number	0031680704
Date	Aug 15, 2023
Book Page	0000003168/0000000704

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00356G0660
Date	Oct 26, 2009
Book Page	356G/660

Lender

Name	MERRILL LYNCH
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2039

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00396Y0623
Date	Jun 18, 2014
Book Page	396Y/623

Lender

Name	NEWS PLACE DEVELOPERS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 17, 2024

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009160117
Date	Oct 5, 2016
Book Page	0916/117

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 1, 2044

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00290L0440
Date	Jul 6, 2005
Book Page	290L/440

Lender

Name	MERRILL LYNCH
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.42%
Type Change Date	Jul 1, 2012

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 15, 2022
Property Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Document Number	0027120371
Book / Page	2712 / 371
Instrument Date	Feb 15, 2022
Instrument	2022-001747
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 W MONCRIEFF PL, DENVER, CO 80212-1603

Mortgage

Document Number	0027120373
Date	Feb 16, 2022
Book Page	0000002712/0000000373

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 15, 2022
Property Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Document Number	0027120371
Book / Page	2712 / 371
Instrument Date	Feb 15, 2022
Instrument	2022-001747
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 W MONCRIEFF PL, DENVER, CO 80212-1603

Mortgage

Document Number	0002712373
Date	Feb 15, 2022
Instrument	2712/373

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 12, 2014
Property Address	44 E 55TH ST, SAVANNAH, GA 31405-3318
Document Number	00396V0623
Book / Page	396V / 623
Instrument Date	Jun 12, 2014
Instrument	2014-005149
Transaction Type	Transfer
Record Updated	Sep 24, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 E 55TH ST, SAVANNAH, GA 31405-3318

Mortgage

Document Number	00396V0624
Date	Jun 12, 2014
Book Page	396V/624

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2044

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,480 (-0.22%) Land $54,000 Building $195,480	$623,700 (-0.22%) Land $135,000 Building $488,700
2025	$2,884.00 (-27.17%)	$250,040 (+26.1%) Land $54,000 Building $196,040	$625,100 (+26.1%) Land $135,000 Building $490,100
2023		$198,280 (+11.72%) Land $36,000 Building $162,280	$495,700 (+11.72%) Land $90,000 Building $405,700
2022	$3,960.00	$177,480 Land $36,000 Building $141,480	$443,700 Land $90,000 Building $353,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	22 (1991–2016)
Claims Outside the SFHA	22 of 22
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, Seimitsu, T-Mobile.

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