Chatham County property record for 38 E 55th St, Savannah, GA 31405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,554 sqft · built 1995 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (May 2025) |
| Tax Bill | $717 (2025) |
| Deeds & Mortgages | Aug 2005 Mortgage Apr 2007 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0094-12-016 |
| Primary APN | 2-0094-12-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,490 sqft (0.149 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 44 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 38 E 55TH ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31405-3318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 104 105 SUGDEN WD |
| Legal Subdivision | HULL PARK |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 2900 |
Source: Chatham County records · APN 2-0094-12-016
Assessment roll updated September 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6125 GREEN GABLES CT, SUWANEE, GA 30024-3415 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA MORTGAGE CORP |
| Apr 11, 2007 | Deed of Trust, Mortgage · Conventional Mortgage WACHOVIA BANK NA |
| Apr 27, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 28, 2015 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK |
| May 30, 2025 | Limited Warranty Deed, Transfer · Stand-Alone Second Mortgage NEXBANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Jul 31, 2014 · Amount on Record |
| Deed Book / Page | 3680 / 350 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 38 E 55TH ST, SAVANNAH, GA 31405-3318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00292K0322 |
|---|---|
| Date | Aug 09, 2005 |
| Book Page | 292K/322 |
| Name | WACHOVIA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 38 E 55TH ST, SAVANNAH, GA 31405-3318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00323X0385 |
|---|---|
| Date | Apr 11, 2007 |
| Book Page | 323X/385 |
| Name | WACHOVIA BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 38 E 55TH ST, SAVANNAH, GA 31405-3318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 406 E 61ST ST, SAVANNAH, GA 31405-4342 |
| Document Number | 00377E0459 |
|---|---|
| Date | Apr 27, 2012 |
| Book Page | 377E/459 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 38 E 55TH ST, SAVANNAH, GA 31405-3318 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 E 55TH ST, SAVANNAH, GA 31405-3318 |
| Investor | Possibly a Property Investor |
| Document Number | 0007010351 |
|---|---|
| Date | Dec 28, 2015 |
| Book Page | 701/351 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 14, 2045 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | May 30, 2025 |
| Property Address | 38 E 55TH ST, SAVANNAH, GA 31405-3318 |
| Document Number | 0036800350 |
| Book / Page | 3680 / 350 |
| Instrument Date | May 28, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6125 GREEN GABLES CT, SUWANEE, GA 30024-3415 |
| Document Number | 0003680352 |
|---|---|
| Date | May 30, 2025 |
| Instrument | 3680/352 |
| Name | NEXBANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2055 |
Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $717.00 (-82.92%) | $173,240 (+27.95%) Land $44,000 Building $129,240 | $433,100 (+27.95%) Land $110,000 Building $323,100 |
| 2023 | $135,400 (+8.04%) Land $30,000 Building $105,400 | $338,500 (+8.04%) Land $75,000 Building $263,500 | |
| 2022 | $4,198.00 | $125,320 Land $30,000 Building $95,320 | $313,300 Land $75,000 Building $238,300 |
Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 22 (1991–2016) |
| Claims Outside the SFHA | 22 of 22 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Delta Communications, Seimitsu, T-Mobile USA.
Based on FCC filings for 557 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAVANNAH-MAIN serves 168,958 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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