44 Crest Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 44 Crest Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,331 sqft · built 1940
Lot Size	0.347 acres (15,137 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Feb 2015)
Tax Bill	$9,085 (2026)
Deeds & Mortgages	Feb 2021 Refinance Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0035 B:0000 L:0819`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0035 B:0000 L:0819`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,331 sqft Living Area
Gross Area	2,862 sqft
Basement Area	1,023 sqft
Finished Basement	682 sqft
Unfinished Basement	341 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,137 sqft (0.347 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	44 CREST RD
City	LYNNFIELD
State	MA
Zip	01940-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	819
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4001
Census Tract	209100

Owner

44 Crest Rd is owned and occupied by two individuals who bought it in February 2015.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 CREST RD, LYNNFIELD, MA 01940-1904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Feb 16, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU
Jul 19, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU
Mar 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Jan 29, 2018	Deed of Trust, Mortgage · Conventional with PMI LEND USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2015 · Amount on File
Deed Sale	Feb 20, 2015 · Amount on File
Prior Sale	Apr 27, 2011 · Amount on File
Deed Book / Page	33866 / 169
Transfer Doc	033866-169
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	44 CREST RD, LYNNFIELD, MA 01940-1904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	039488-461
Date	Feb 3, 2021
Book Page	39488/461
Instrument	20210203001310

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	44 CREST RD, LYNNFIELD, MA 01940-1904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00040730-1
Date	Feb 16, 2022
Book Page	40730/1
Instrument	20220216001180

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2042

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	44 CREST RD, LYNNFIELD, MA 01940-1904
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	041075-179
Date	Jul 19, 2022
Book Page	41075/179
Instrument	20220719001930

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	44 CREST RD, LYNNFIELD, MA 01940-1904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38320-456
Date	Mar 9, 2020
Book Page	38320/456
Instrument	20200309002630

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	44 CREST RD, LYNNFIELD, MA 01940-1904
Document Number	36512-121
Book / Page	036512 / 000121
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36512-121
Date	Feb 2, 2018
Book Page	036512/000121
Instrument	1802021890

Lender

Name	LEND USA

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 44 Crest Rd was $9,085, up 9.5% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,085.00 (+9.47%)	$792,800 (+0.88%) Land $504,700 Building $280,700	$740,448 (-5.87%)
2025	$8,299.00 (+13.41%)	$785,900 (+12.87%) Land $500,300 Building $285,600	$786,600
2024	$7,318.00 (-0.15%)	$696,300 (+7.35%) Land $442,700 Building $253,600
2023	$7,329.00	$648,600 Land $420,000 Building $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Crest Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Crest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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