43 Crest Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 43 Crest Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,633 sqft · built 1940
Lot Size	0.298 acres (12,998 sqft)
Owner	2 Individual Names on File
Last Sale	$404,900 (Jan 2015)
Tax Bill	$10,610 (2026)
Deeds & Mortgages	May 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0035 B:0000 L:0855`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0035 B:0000 L:0855`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,633 sqft Living Area
Gross Area	2,810 sqft
Basement Area	857 sqft
Unfinished Basement	857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,998 sqft (0.298 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	43 CREST RD
City	LYNNFIELD
State	MA
Zip	01940-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	855
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4005
Census Tract	209100

Owner

43 Crest Rd is owned and occupied by two individuals who bought it in January 2015.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 CREST RD, LYNNFIELD, MA 01940-1903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WAKEFIELD COOPERATIVE BANK
Mar 6, 2017	Deed of Trust, Mortgage MOUNTAINONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2015 · Amount on File
Deed Sale	Jan 12, 2015 · Amount on File
Prior Sale	Jul 17, 2009 · Amount on File
Deed Book / Page	33792 / 469
Transfer Doc	033792-469
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	43 CREST RD, LYNNFIELD, MA 01940-1903
Transaction Type	Mortgage
Record Updated	Jan 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038533-294
Date	May 20, 2020
Book Page	38533/294
Instrument	20200520001090

Lender

Name	WAKEFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Type Change Date	May 1, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	43 CREST RD, LYNNFIELD, MA 01940-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35717-392
Date	Mar 6, 2017
Book Page	35717/392
Instrument	101

Lender

Name	MOUNTAINONE BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 43 Crest Rd was $10,610, up 9.2% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,610.00 (+9.22%)	$925,800 (+0.64%) Land $496,000 Building $421,000	$910,753 (+28%)
2025	$9,714.00 (+13.32%)	$919,900 (+12.79%) Land $491,600 Building $428,300	$711,550
2024	$8,572.00 (+1.46%)	$815,600 (+9.08%) Land $435,100 Building $380,500
2023	$8,449.00	$747,700 Land $412,700 Building $335,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Crest Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Crest Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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