44 Costa del Sol Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 44 Costa del Sol Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,349 sqft · built 2018
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$890,300 (Jan 2019)
Tax Bill	$16,837 (2025)
Deeds & Mortgages	Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072426-0510`

Property Details

APN / Parcel Number

Primary APN	`072426-0510`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Stories	2 Stories
Building Area	4,349 sqft Living Area
Gross Area	5,358 sqft
1st Floor Area	2,769 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	1,009 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	549 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	44 COSTA DEL SOL DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-4870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75/79-88 MARSHALL CREEK DRI UNIT EV-4/EV-5B LOT 51 OR4661/1812
Legal Range	29E
Legal Township	05S
Legal Section	44
Legal Subdivision	MARSHALL CREEK DRI UNIT EV-4EV-5B
Legal Block	1
Legal Lot Number	51
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4002
Census Tract	20606

Owner

44 Costa del Sol Dr is owned and occupied by two individuals who bought it in January 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Aug 27, 2026	Deed of Trust · Reverse Mortgage ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICE
Jun 13, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 2, 2019	Warranty Deed, Subdivision Related Transfer SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Prior Sale	Oct 1, 2016 · Amount on File
Deed Document Number	201929
Deed Book / Page	4661 / 1812
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Aug 27, 2026
Property Address	44 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4870
Document Number	0000073730
Book / Page	6427 / 887
Instrument Date	Jun 9, 2026
Instrument	202673730
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4870

Mortgage

Document Number	0000073730,
Date	Aug 27, 2026
Book Page	6427/887
Instrument	202673730

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	938 Months
Due	Oct 11, 2104

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Aug 27, 2026
Property Address	44 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4870
Document Number	0000073731
Book / Page	6427 / 905
Instrument Date	Jun 9, 2026
Instrument	202673731
Record Updated	Sep 9, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4870

Mortgage

Document Number	0000073731,
Date	Aug 27, 2026
Book Page	6427/905
Instrument	202673731

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	938 Months
Due	Oct 11, 2104

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	44 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4870
Transaction Type	Mortgage
Record Updated	Jun 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4870

Mortgage

Document Number	0057740112
Date	Jun 13, 2023
Book Page	5774/112
Instrument	2023045499

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 2, 2019
Property Address	44 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4870
Document Number	0046611812
Book / Page	004661 / 001812
Instrument Date	Dec 26, 2018
Instrument	29
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2019
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SV

Transaction

Amount	Amount on Record
Tax	$6,231.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 COSTA DEL SOL DR ST AUGUSTINE FL 320954870, ST AUGUSTINE, FL 32095-4870

Tax Assessment & Valuation

The 2025 property tax bill for 44 Costa del Sol Dr was $16,837 with a homeowner's exemption, up 8.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$922,319 (+2.7%)	$1,247,646 (-3.59%) Land $275,000 Building $972,646
2025	$16,837.00 (+8.39%) Homeowner's exemption	$898,071 (+2.9%)	$1,294,054 (+5.31%) Land $275,000 Building $1,019,054
2024	$15,534.00 (+2.12%) Homeowner's exemption	$872,761 (+3%)	$1,228,844 (+0.85%) Land $250,000 Building $978,844
2023	$15,211.00 (+1.66%) Homeowner's exemption	$847,341 (+3%)	$1,218,472 (-0.71%) Land $250,000 Building $968,472
2022	$14,963.00 Homeowner's exemption	$822,661	$1,227,224 Land $196,000 Building $1,031,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Costa del Sol Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Costa del Sol Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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