103 Costa del Sol Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 103 Costa del Sol Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,766 sqft · built 2017
Lot Size	0.46 acres (20,037 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jan 2025)
Tax Bill	$14,193 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072426-0050`

Property Details

APN / Parcel Number

Primary APN	`072426-0050`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	22 Plumbing Fixtures
Stories	1 Story
Building Area	3,766 sqft Living Area
Gross Area	5,412 sqft
1st Floor Area	2,629 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,037 sqft (0.46 acres)
Garage Type	Attached
Garage Area	989 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished Screened Porch
Porch Area	657 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 COSTA DEL SOL DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-4871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75/79-88 MARSHALL CREEK DRI UNIT EV-4/EV-5B LOT 5 OR4350/1110
Legal Range	29E
Legal Township	05S
Legal Section	44
Legal Subdivision	MARSHALL CREEK DRI UNIT EV-4EV-5B
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4002
Census Tract	20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4871
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2025 · Amount on Record
Deed Sale	Jan 8, 2025 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	20251700
Deed Book / Page	6081 / 724
Prior Transfer Date	Mar 22, 2017
Prior Transfer Doc	0043501110
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 29, 2017
Property Address	103 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4871
Document Number	0043501110
Book / Page	4350 / 1110
Map Reference	MB75 PG79-88
Instrument Date	Mar 22, 2017
Instrument	2017021569
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 COSTA DEL SOL DR, 84, SAINT AUGUSTINE, FL 32095-4870

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	103 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4871

Mortgage

Document Number	2017021570
Date	Mar 29, 2017
Instrument	2017021570

Lender

Name	HANCOCK BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 22, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$720,719 (+2.7%)	$1,142,377 (-2.76%) Land $275,000 Building $867,377
2025	$14,193.00 (+8%) Homeowner's exemption	$701,771 (+5.99%)	$1,174,837 (+5.48%) Land $275,000 Building $899,837
2024	$13,142.00 (+2.19%)
2023	$12,860.00 (+1.57%) Homeowner's exemption	$662,129 (+3%)	$1,113,828 (+7.04%) Land $250,000 Building $863,828
2022	$12,661.00 Homeowner's exemption	$642,844	$1,040,608 Land $196,000 Building $844,608

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000