St. Johns County property record for 44 Coquina Ave, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,398 sqft · built 1957 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $297,000 (Jun 2017) |
| Tax Bill | $143 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 220320-0000 |
| Primary APN | 220320-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 1,854 sqft |
| 1st Floor Area | 1,041 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 140 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 904 sqft |
| Patio Area | 978 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 44 COQUINA AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3-101 DAVIS SHORES N20FT OF LOT 20 & ALL LOT 21 BLK 47 OR4387/86 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | DAVIS SHORES OCEAN VIEW SECTION |
| Legal Block | 47 |
| Legal Lot Number | 20,21 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 20500 |
44 Coquina Ave is owned and occupied by an individual who bought it in June 2017.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2018 | Deed of Trust, Mortgage · VA Mortgage PACIFIC UNION FINANCIAL LLC |
| Dec 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Jun 9, 2017 | Warranty Deed, Transfer · Construction Mortgage JAMES M JR GILLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2017 · Amount on File |
| Deed Sale | Jun 9, 2017 · Amount on File |
| Prior Sale | Apr 12, 2007 · Amount on File |
| Deed Document Number | 201740013 |
| Deed Book / Page | 4387 / 86 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 44 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4529 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0045640940 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 4564/0940 |
| Instrument | 2018042349 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 44 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4529 |
| Document Number | 0044920298 |
| Book / Page | 004492 / 000298 |
| Instrument Date | Dec 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 44 COQUINA AVE ST AUGUSTINE FL 320804529, ST AUGUSTINE, FL 32080-4529 |
| Document Number | 0044920298 |
|---|---|
| Date | Jan 18, 2018 |
| Book Page | 004492/000298 |
| Instrument | 3965 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | BIRMINGHAM, AL 35211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 9, 2017 |
| Property Address | 44 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4529 |
| Document Number | 0043870086 |
| Book / Page | 004387 / 000086 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 40013 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2017 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,079.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 COQUINA AVE ST AUGUSTINE FL 320804529, ST AUGUSTINE, FL 32080-4529 |
| Document Number | 43870088 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 004387/000088 |
| Instrument | 40014 |
| Name | JAMES M JR GILLY |
|---|---|
| Address | 110 FOXHOLLOW TRL, MILTON, GA 30004-0961 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 8, 2018 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
The 2025 property tax bill for 44 Coquina Ave was $143 with a veteran's exemption.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,965 (+2.7%) | $450,910 (+8.28%) Land $274,890 Building $176,020 | |
| 2025 | $143.00 Disabled Person's exemption Veteran's exemption | $221,972 | $416,431 Land $249,900 Building $166,531 |
| 2024 | $143.00 | ||
| 2023 | $143.00 (+12.6%) Disabled Person's exemption Veteran's exemption | $209,433 (+3%) | $439,212 (+18.31%) Land $249,900 Building $189,312 |
| 2022 | $127.00 Disabled Person's exemption Veteran's exemption | $203,333 | $371,246 Land $191,923 Building $179,323 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Coquina Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 469 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 494 units insured incl. 25 condo units |
| Nearby Flood Claims | 847 (1984–2025) |
| Claims Outside the SFHA | 6 of 847 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Coquina Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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