38 Coquina Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 38 Coquina Ave, Saint Augustine, FL 32080

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,902 sqft · built 2015
Lot Size0.21 acres (9,147 sqft)
OwnerIndividual Name on Record
Last Sale$485,000 (Feb 2020)
Tax Bill$10,532 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN220330-0240

Property Details

APN / Parcel Number

Primary APN220330-0240

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,902 sqft Living Area
Gross Area2,301 sqft
1st Floor Area1,286 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,147 sqft (0.21 acres)
Lot Dimensions199 ft deep x 50 ft wide
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area500 sqft
PorchFinished/Open Porch
Porch Area320 sqft
Patio Area1,000 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address38 COQUINA AVE
CitySAINT AUGUSTINE
StateFL
Zip32080-4529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3-101 DAVIS SHORES LOT 24 BLK 47 & PART OF COQUINA CREEK LYING E OR4884/1262
Legal Range30E
Legal Township07S
Legal Section20
Legal SubdivisionDAVIS SHORES OCEAN VIEW SECTION
Legal Block47
Legal Lot Number24
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3032
Census Tract20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address205 COQUINA AVE, SAINT AUGUSTINE, FL 32080-5321
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2020Warranty Deed, Transfer · VA Mortgage
USAA
Aug 14, 2017Warranty Deed, Transfer · Conventional Mortgage
HARBOR COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2020 · Amount on Record
Deed SaleFeb 18, 2020 · Amount on Record
Prior SaleAug 14, 2017 · Amount on Record
Deed Document Number202012549
Deed Book / Page4884 / 1262
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 18, 2020
Property Address38 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4529
Document Number0048841262
Book / Page004884 / 001262
Instrument DateFeb 14, 2020
Instrument12549
Transaction TypeTransfer
Record UpdatedMar 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,395.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 W MARINA COVE DR #420 ST AUGUSTINE FL 320806229, 420, ST AUGUSTINE, FL 32080-6229

Mortgage

Document Number48841264
DateFeb 18, 2020
Book Page004884/001264
Instrument12550
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 17, 2050

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 14, 2017
Property Address38 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4529
Document Number0044201335
Book / Page4420 / 1335
Map ReferenceMB3 PG97-102
Instrument DateAug 14, 2017
Instrument2017056140
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyPARADISE TITLE OF ST AUGUSTI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 COQUINA AVE, SAINT AUGUSTINE, FL 32080-4529

Mortgage

Document Number2017056141
DateAug 14, 2017
Instrument2017056141
Lender
NameHARBOR COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$546,232 (+3.17%) Land $216,216 Building $330,016$546,232 (+3.17%) Land $216,216 Building $330,016
2025$10,532.00 (+0.92%)$529,463 (-6.19%)$529,463 (-6.19%) Land $196,560 Building $332,903
2024$10,436.00 (-3.64%)
2023$10,830.00 (+50.58%)$564,419 (+36.52%)$564,419 (+16.27%) Land $196,560 Building $367,859
2022$7,192.00 Homeowner's exemption$413,422$485,434 Land $150,958 Building $334,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 469 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies494 units insured
incl. 25 condo units
Nearby Flood Claims847 (1984–2025)
Claims Outside the SFHA6 of 847
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 81 claims
  • Hurricane Irma, Sep 2017 · 195 claims
  • Hurricane Matthew, Oct 2016 · 323 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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