44 Cold Spring Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 44 Cold Spring Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,802 sqft · built 1999
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Jun 2023)
Tax Bill	$7,822 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-11-31-7004-00250-0200`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7004-00250-0200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,802 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,802 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Concrete Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Lot Width	70 ft Width
Driveway	Concrete Driveway
Driveway Area	468 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	44 COLD SPRING CT
City	PALM COAST
State	FL
Zip	32137-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 4 BL 25 LT 20 OR 131 PG 219 OR 299 PG 753 OR 309 PG 150 OR 420 PG 462 OR 603 PG 860
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	25
Legal Lot Number	20
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1007
Census Tract	60105

Owner

44 Cold Spring Ct is owned by two individuals who bought it in June 2023.

Source: Flagler County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11295 SEA GRASS CIR, BOCA RATON, FL 33498-4918
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Jan 16, 1998 · Amount on File
Deed Document Number	202323582
Deed Book / Page	2785 / 923
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 1, 2023
Property Address	44 COLD SPRING CT, PALM COAST, FL 32137-8336
Document Number	0027850923
Book / Page	2785 / 923
Map Reference	MB 6 PG 9-13
Instrument Date	May 24, 2023
Instrument	2023023582
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	OCEAN BLUE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 PRINCETON LN, PALM COAST, FL 32164-7111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11295 SEA GRASS CIR, BOCA RATON, FL 33498-4918

Mortgage

Document Number	0002785925
Date	Jun 1, 2023
Instrument	2785/925

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 44 Cold Spring Ct was $7,822.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,822.00	$430,434 Land $157,500 Building $272,934	$430,434 Land $157,500 Building $272,934
2023	$2,441.00 (+1.29%) Homeowner's exemption	$174,489 (+3%)	$429,162 (+5.16%) Land $157,500 Building $271,662
2022	$2,410.00 Homeowner's exemption	$169,407	$408,103 Land $157,500 Building $250,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 Cold Spring Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 318 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	522 units insured incl. 204 condo units
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Cold Spring Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20