36 Cold Spring Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 36 Cold Spring Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,178 sqft · built 1984
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2015)
Tax Bill	$3,826 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`07-11-31-7004-00250-0220`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7004-00250-0220`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	3,419 sqft
1st Floor Area	2,178 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Lot Width	70 ft Width
Driveway	Concrete Driveway
Driveway Area	360 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	36 COLD SPRING CT
City	PALM COAST
State	FL
Zip	32137-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 04 BLOCK 00025 LOT 0022 SUBDIVISION COMPLETION YEAR 1978 OR 133 PG 227 OR 152 PG 700 OR 448 PG 538 OR 448 PG 539 OR 739 PG 733 OR 1047/1910 OR 1652/1455 OR 1682/1719 OR 2094/1666
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	25
Legal Lot Number	22
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1007
Census Tract	60105

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 COLD SPRING CT, PALM COAST, FL 32137-8336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2015 · Amount on Record
Deed Sale	Nov 3, 2015 · Amount on Record
Prior Sale	Oct 2, 2008 · Amount on Record
Deed Document Number	201533333
Deed Book / Page	2094 / 1666
Prior Transfer Date	Mar 21, 2008
Prior Transfer Doc	0016521455
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	36 COLD SPRING CT, PALM COAST, FL 32137-8336
Document Number	0023181493
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36 COLD SPRING CT PALM COAST FL 321378336, PALM COAST, FL 32137-8336

Mortgage

Document Number	0023181493
Date	Nov 14, 2018
Book Page	002318/001493
Instrument	42864

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,826.00 (+2.44%) Homeowner's exemption	$253,696 (+5.99%)	$466,435 (+2.55%) Land $157,500 Building $308,935
2024	$3,735.00 (+2.53%)
2023	$3,643.00 (+0.94%) Homeowner's exemption	$239,366 (+3%)	$454,833 (+0.74%) Land $157,500 Building $297,333
2022	$3,609.00 Homeowner's exemption	$232,394	$451,496 Land $157,500 Building $293,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 318 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	522 units insured incl. 204 condo units
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20