44 Cliff St, Norwich, CT 06360 Property Records

Norwich City property record for 44 Cliff St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,803 sqft · built 1924
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Aug 2019)
Tax Bill	$5,198 (2026)
Deeds & Mortgages	Jul 2021 Refinance Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:102 B:4 L:52`

Property Details

APN / Parcel Number

Primary APN	`NORW M:102 B:4 L:52`
Alternative APNs	`NWCH M:102 B:4 L:52` `0043900001` `43900001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	996 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	43900001
Street Address	44 CLIFF ST
City	NORWICH
State	CT
Zip	06360-5816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	4
Legal Lot Number	52
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4000
Census Tract	696800

Owner

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	37 GROVE ST, NORWICH, CT 06360-4538
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORWICH, CITY OF
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORWICH, CITY OF
Aug 5, 2019	Warranty Deed, Transfer · FHA Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Deed Document Number	20192019002948
Deed Book / Page	3134 / 245
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	44 CLIFF ST, NORWICH, CT 06360-5816
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003270-62
Date	Jul 27, 2021
Book Page	3270/62
Instrument	2021003858

Lender

Name	NORWICH, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	44 CLIFF ST, NORWICH, CT 06360-5816
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003270-57
Date	Jul 27, 2021
Book Page	3270/57
Instrument	2021003857

Lender

Name	NORWICH, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Aug 5, 2019
Property Address	44 CLIFF ST, NORWICH, CT 06360-5816
Document Number	3134-245
Book / Page	003134 / 000245
Instrument Date	Jul 19, 2019
Instrument	2948
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CLIFF ST NORWICH CT 063605816, NORWICH, CT 06360-5816

Mortgage

Document Number	3134-248
Date	Aug 5, 2019
Book Page	003134/000248
Instrument	2949

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,198.00 (-15.62%)	$152,200 (-) Land $26,300 Building $125,900	$280,962 (+163.72%)
2025	$6,160.00	$152,200 (+59.87%) Land $26,300 Building $125,900	$106,540 Land $18,410 Building $88,130
2024	$6,160.00 (+33.02%)
2023	$4,631.00 (+0.35%)	$95,200 (-) Land $18,600 Building $76,600
2022	$4,615.00	$95,200 Land $18,600 Building $76,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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