44 Cliff St, Norwich, CT 06360 Property Records

Norwich City property record for 44 Cliff St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,803 sqft · built 1924
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Aug 2019)
Tax Bill	$5,198 (2026)
Deeds & Mortgages	Jul 2021 Refinance Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:102 B:4 L:52`

Property Details

APN / Parcel Number

Primary APN	`NORW M:102 B:4 L:52`
Alternative APNs	`NWCH M:102 B:4 L:52` `0043900001` `43900001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
Gross Area	3,248 sqft
1st Floor Area	996 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	43900001
Street Address	44 CLIFF ST
City	NORWICH
State	CT
Zip	06360-5816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	4
Legal Lot Number	52
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4000
Census Tract	696800

Owner

44 Cliff St is owned by a company that bought it in August 2019.

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	37 GROVE ST, NORWICH, CT 06360-4538
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORWICH, CITY OF
Jul 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORWICH, CITY OF
Aug 5, 2019	Warranty Deed, Transfer · FHA Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Deed Document Number	20192019002948
Deed Book / Page	3134 / 245
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	44 CLIFF ST, NORWICH, CT 06360-5816
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003270-62
Date	Jul 27, 2021
Book Page	3270/62
Instrument	2021003858

Lender

Name	NORWICH, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	44 CLIFF ST, NORWICH, CT 06360-5816
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003270-57
Date	Jul 27, 2021
Book Page	3270/57
Instrument	2021003857

Lender

Name	NORWICH, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Aug 5, 2019
Property Address	44 CLIFF ST, NORWICH, CT 06360-5816
Document Number	3134-245
Book / Page	003134 / 000245
Instrument Date	Jul 19, 2019
Instrument	2948
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CLIFF ST NORWICH CT 063605816, NORWICH, CT 06360-5816

Mortgage

Document Number	3134-248
Date	Aug 5, 2019
Book Page	003134/000248
Instrument	2949

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 44 Cliff St was $5,198, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,198.00 (-15.62%)	$152,200 (-) Land $26,300 Building $125,900	$280,962 (+163.72%)
2025	$6,160.00	$152,200 Land $26,300 Building $125,900	$106,540 Land $18,410 Building $88,130
2024	$6,160.00 (+33.02%)
2023	$4,631.00 (+0.35%)	$95,200 (-) Land $18,600 Building $76,600
2022	$4,615.00	$95,200 Land $18,600 Building $76,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Cliff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Cliff St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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