36 Cliff St, Norwich, CT 06360 Property Records

Norwich City property record for 36 Cliff St, Norwich, CT 06360

Property Summary

Property Type	Duplex
Details	9 bd · 3 ba · 2,481 sqft · built 1860
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Nov 2024)
Tax Bill	$4,825 (2026)
Deeds & Mortgages	Nov 2023 Refinance Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:102 B:4 L:55`

Property Details

APN / Parcel Number

Primary APN	`NORW M:102 B:4 L:55`
Alternative APNs	`NWCH M:102 B:4 L:55` `0054010001` `54010001`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,481 sqft Living Area
Gross Area	4,668 sqft
1st Floor Area	1,138 sqft
Attic	Attic
Attic Area	1,026 sqft
Basement Area	1,138 sqft
Unfinished Basement	1,138 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	54010001
Street Address	36 CLIFF ST
City	NORWICH
State	CT
Zip	06360-5816
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CC
Legal Block	4
Legal Lot Number	55
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4000
Census Tract	696800

Owner

Source: Norwich City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	67 RUSSO ST, PROVIDENCE, RI 02904-1278
Owner Type	Company
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DURAND TRANSPORTATION
Nov 6, 2024	Warranty Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC
May 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RESMINI CAPITAL INVESTMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Document Number	20244400
Deed Book / Page	3547 / 6
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	36 CLIFF ST, NORWICH, CT 06360-5816
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003469-216
Date	Nov 30, 2023
Book Page	3469/216
Instrument	2023004746

Lender

Name	DURAND TRANSPORTATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Nov 6, 2024
Property Address	36 CLIFF ST, NORWICH, CT 06360-5816
Document Number	00003547-6
Book / Page	3547 / 6
Instrument Date	Nov 5, 2024
Instrument	2024004400
Transaction Type	Transfer
Record Updated	Oct 4, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 RUSSO ST, PROVIDENCE, RI 02904-1278

Mortgage

Document Number	2024004401
Date	Nov 6, 2024
Instrument	2024004401

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0003547-29
Date	Nov 6, 2024
Book Page	3547/29
Instrument	2024004402

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2044

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	May 15, 2023
Property Address	36 CLIFF ST, NORWICH, CT 06360-5816
Document Number	0003424-79
Book / Page	3424 / 79
Instrument Date	May 4, 2023
Instrument	2023001824
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2023001825
Date	May 15, 2023
Instrument	2023001825

Lender

Name	RESMINI CAPITAL INVESTMENT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,825.00 (-15.62%)	$141,300 (-) Land $22,100 Building $119,200	$297,621 (+200.9%)
2025	$5,718.00	$141,300 (+53.92%) Land $22,100 Building $119,200	$98,910 Land $15,470 Building $83,440
2024	$5,718.00 (+28.06%)
2023	$4,465.00 (+0.34%)	$91,800 (-) Land $15,600 Building $76,200
2022	$4,450.00	$91,800 Land $15,600 Building $76,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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