44 Chestnut Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 44 Chestnut Rd, Dracut, MA 01826 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,938 sqft · built 1979
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$474,900 (Oct 2019)
Tax Bill	$6,120 (2025)
Deeds & Mortgages	Jan 2022 Refinance Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:54 L:180`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:54 L:180`
Alternative APNs	`M:0054 B:0000 L:0180` `184506`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,938 sqft Living Area
Gross Area	3,524 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	184506
Street Address	44 CHESTNUT RD
City	DRACUT
State	MA
Zip	01826-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OLD PARKER VILLAGE PH 03 & 04
Legal Lot Number	180
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	3
Census Block	3004
Census Tract	314301

Owner

Source: Middlesex County and Dracut Town records · APN DRAC M:54 L:180

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 CHESTNUT RD, DRACUT, MA 01826-4102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Oct 04, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC
Sep 04, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Prior Sale	Sep 04, 2018 · Amount on Record
Deed Document Number	201943403
Deed Book / Page	33422 / 295
Transfer Doc	25535-268
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	44 CHESTNUT RD, DRACUT, MA 01826-4102
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036690-259
Date	Jan 04, 2022
Book Page	36690/259
Instrument	202200000316

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	44 CHESTNUT RD, DRACUT, MA 01826-4102
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036938-207
Date	Mar 30, 2022
Book Page	36938/207
Instrument	13898

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2042

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Oct 04, 2019
Property Address	44 CHESTNUT RD, DRACUT, MA 01826-4102
Document Number	33422-295
Book / Page	33422 / 295
Instrument Date	Sep 24, 2019
Instrument	43403
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 CHESTNUT RD, DRACUT, MA 01826-4102

Mortgage

Document Number	43404
Date	Oct 04, 2019
Instrument	43404

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Sep 04, 2018
Property Address	44 CHESTNUT RD, DRACUT, MA 01826-4102
Document Number	32383-105
Book / Page	032383 / 000105
Instrument Date	Sep 04, 2018
Instrument	38711
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount Recorded
Tax	$1,915.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 CHESTNUT RD DRACUT MA 018264102, DRACUT, MA 01826-4102

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,120.00 (+2.7%)	$604,700 (+6.05%) Land $255,700 Building $349,000	$656,165 (+1.59%)
2024	$5,959.00 (+3.28%)	$570,200 (+14.43%) Land $243,700 Building $326,500	$645,905
2023	$5,770.00	$498,300 Land $212,100 Building $286,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173143013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1988–2007)
Most Recent Claim	Apr 2007, river or lake flooding
Claims By Storm	Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 10% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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