Middlesex County and Dracut Town property record for 21 Chestnut Rd, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,656 sqft · built 1979 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $7,411 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:54 L:199 |
| Primary APN | DRAC M:54 L:199 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,656 sqft Living Area |
| Gross Area | 4,230 sqft |
| 1st Floor Area | 1,706 sqft |
| Basement Area | 1,202 sqft |
| Unfinished Basement | 1,202 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,113 sqft (1.38 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 158906 |
|---|---|
| Street Address | 21 CHESTNUT RD |
| City | DRACUT |
| State | MA |
| Zip | 01826-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 199 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 314301 |
Source: Middlesex County and Dracut Town assessment roll, APN DRAC M:54 L:199, as of April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 21 CHESTNUT RD, DRACUT, MA 01826-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU |
| Jul 02, 2018 | Deed of Trust, Mortgage HANSCOM FCU |
| May 20, 2020 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 21 CHESTNUT RD, DRACUT, MA 01826-4101 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36493-152 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 36493/152 |
| Instrument | 65735 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 21 CHESTNUT RD, DRACUT, MA 01826-4101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32213-148 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | 32213/148 |
| Instrument | 28071 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 21 CHESTNUT RD, DRACUT, MA 01826-4101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34146-158 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 34146/158 |
| Instrument | 21439 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Dracut Town assessment roll as of April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,411.00 (+3.42%) | $732,300 (+6.8%) Land $258,600 Building $473,700 | $816,810 (-) |
| 2024 | $7,166.00 (+2.99%) | $685,700 (+14.11%) Land $246,400 Building $439,300 | $816,810 |
| 2023 | $6,958.00 | $600,900 Land $214,500 Building $386,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173143013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1988–2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 70 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MA3079001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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