44 Cherokee St, Murphy, NC 28906 Property Records

Cherokee County property record for 44 Cherokee St, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1990
Square Footage	1,197 sqft Heated Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$198,000 (2024)
Tax Bill	$571.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`459214331802000`
Alternative APNs	`54346` `63338`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,197 sqft Heated Area
Attic Area	160 sqft Attic
Attic	1 Attic
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,019 sqft (0.23 acres)
Depth X Width	196 ft x 50 ft Depth x Width
Deck Area	56 sqft Deck
Porch	Open Porch
Porch Area	88 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	63338
Street Address	44 CHEROKEE ST
City	MURPHY
State	NC
Zip	28906-3192
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 25 HITCHCOCK SUB 1678/850
Legal Subdivision	HITCHCOCK SUB
Legal Lot Number	25
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	3
Census Block	3016
Census Tract	930502

Owner

Source: Cherokee County records · APN 459214331802000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	44 CHEROKEE ST, MURPHY, NC 28906-3192
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2024 · Amount on Record
Deed Sale	Aug 01, 2024 · Amount on Record
Prior Sale	Apr 22, 2021 · Amount on Record
Deed Doc Number	0000062876
Deed Book / Page	628 / 76
Record Refreshed	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 22, 2021
Property Address	44 CHEROKEE ST, MURPHY, NC 28906-3192
Document Number	1678/850
Book / Page	1678 / 850
Instrument Date	Apr 13, 2021
Instrument	2663
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1675 FRIENDSHIP CHURCH RD, 1675, MURPHY, NC 28906-4921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 LEISEY LN, MURPHY, NC 28906-7731

Mortgage

Document Number	1678853
Date	Apr 22, 2021
Instrument	1678/853

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$571.00	$79,690 (-)	$79,690 (-) Land $12,000 Building $67,690
2023		$79,690	$79,690 Land $12,000 Building $67,690

Flood & Wildfire

44 Cherokee St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 34th percentile of exposed land nationally · 48th in North Carolina
Wildfire Likelihood	Low — about 1 in 2,439 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.