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39 Cherokee St, Murphy, NC 28906 Property Records

Cherokee County property record for 39 Cherokee St, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,301 sqft Heated Area
Lot Size17,424 sqft (0.4 acres)
GarageCarport
Last Sale$192,000 (2022)
Tax Bill$819.00 (2025)

Property Details

APN / Parcel Number

Primary APN459214333882000
Alternative APNs
  • 43141
  • 46713

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,301 sqft Heated Area
Basement Area869 sqft Basement
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Architectural StyleRanch Style
Exterior MaterialBrick Veneer Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area17,424 sqft (0.4 acres)
Depth X Width202 ft x 96 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area242 sqft Carport
PorchOpen Porch
Porch Area24 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number46713
Street Address39 CHEROKEE ST
CityMURPHY
StateNC
Zip28906-3192
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 3 & 4 HITCHCOCK SUB 1529/832
Legal SubdivisionHITCHCOCK SUB
Legal Lot Number3,4
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup3
Census Block3023
Census Tract930502

Owner

Source: Cherokee County records · APN 459214333882000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7934 W NC 10 HWY, VALE, NC 28168-9515
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed, Transfer · Conventional Mortgage
BAY BANK TRUST COMPANY
Nov 01, 2022Warranty Deed, Transfer · Conventional Mortgage
CENTRAL TRUST BANK
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 01, 2022 · Amount on Record
Deed SaleNov 01, 2022 · Amount on Record
Prior SaleApr 18, 2005
Deed Doc Number0001151848
Deed Book / Page1151 / 848
Record RefreshedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionCHEROKEE NC
Recording DateJul 22, 2026
Property Address39 CHEROKEE ST, MURPHY, NC 28906-3192
Document Number0000003707
Book / Page1806 / 233
Instrument DateMay 12, 2026
Instrument20263707
Transaction TypeTransfer
Record UpdatedAug 05, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$50,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003708,
DateJul 22, 2026
Book Page1806/235
Instrument20263708
Lender
NameBAY BANK TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateNov 01, 2022
Property Address39 CHEROKEE ST, MURPHY, NC 28906-3192
Document Number01723/1481
Book / Page1723 / 1481
Map ReferenceMB 1 PG 23
Instrument DateOct 18, 2022
Instrument7002
Transaction TypeTransfer
Record UpdatedNov 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$384.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2632 S MOORE DR # DR202, 2632, LAKEWOOD, CO 80227-6536

Transferred To (Grantee/Buyer)

NameVerified Name
Address7934 W NC 10 HWY, VALE, NC 28168-9515

Mortgage

Document Number0017231483
DateNov 01, 2022
Instrument1723/1483
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Rate7.12%
Type Change DateNov 01, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change12.1%
Index1-Year CMT
Margin3
Max Rate12.1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address39 CHEROKEE ST, MURPHY, NC 28906-3192
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1694/1039
DateOct 26, 2021
Book Page1694/1039
Instrument7211
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueNov 01, 2046

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$819.00$120,450 (-0.2%)$120,450 (-0.2%) Land $21,600 Building $98,850
2023$120,690$120,690 Land $21,600 Building $99,090

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