44 Carter St, Berlin, MA 01503 Property Records

Worcester County and Berlin Town property record for 44 Carter St, Berlin, MA 01503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,893 sqft · built 1850
Lot Size	0.848 acres (36,933 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2024)
Tax Bill	$77 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15.2-0003-0000.0`

Property Details

APN / Parcel Number

Primary APN	`15.2-0003-0000.0`
Alternative APNs	`BERL M:0152 B:0003 L:0000-0` `M:0152 B:0003 L:0000=0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,893 sqft Living Area
Gross Area	3,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,933 sqft (0.848 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	15.2-0003-0000.0
Street Address	44 CARTER ST
City	BERLIN
State	MA
Zip	01503-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Jurisdiction	BERLIN MA
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1055
Census Tract	717100

Owner

Source: Worcester County and Berlin Town records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	44 CARTER ST, BERLIN, MA 01503-1219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage 1ST NATIONAL BANK
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit LEOMINSTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024 · Amount on Record
Deed Sale	Jun 18, 2024 · Amount on Record
Deed Document Number	202446345
Deed Book / Page	70646 / 395
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	44 CARTER ST, BERLIN, MA 01503-1219
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073352-340
Date	Mar 24, 2026
Book Page	73352/340
Instrument	22191

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	44 CARTER ST, BERLIN, MA 01503-1219
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067686-391
Date	Jun 2, 2022
Book Page	67686/391
Instrument	60044

Lender

Name	LEOMINSTER CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Berlin Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77.00 (-98.9%)	$547,400 (+0.04%) Land $230,800 Building $316,600	$488,205
2024	$6,977.00 (+1.57%)	$547,200 (+10.26%) Land $230,800 Building $316,400
2023	$6,869.00	$496,300 Land $200,700 Building $295,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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