39 Carter St, Berlin, MA 01503 Property Records

Worcester County and Berlin Town property record for 39 Carter St, Berlin, MA 01503

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,670 sqft · built 1882
Lot Size	2.03 acres (88,712 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2002)
Tax Bill	$68 (2025)
Deeds & Mortgages	Apr 2021 Refinance Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`15.2-0027-0000.0`

Property Details

APN / Parcel Number

Primary APN	`15.2-0027-0000.0`
Alternative APNs	`BERL M:0152 B:0027 L:0000-0` `M:0152 B:0027 L:0000=0`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
Gross Area	2,866 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,712 sqft (2.03 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	15.2-0027-0000.0
Street Address	39 CARTER ST
City	BERLIN
State	MA
Zip	01503-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Jurisdiction	BERLIN MA
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1037
Census Tract	717100

Owner

Source: Worcester County and Berlin Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 CARTER ST, BERLIN, MA 01503-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Nov 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2002 · Amount on Record
Deed Sale	May 31, 2002 · Amount on Record
Prior Sale	Aug 10, 1992 · Amount on Record
Deed Book / Page	26705 / 185
Transfer Doc	53563-328
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	39 CARTER ST, BERLIN, MA 01503-1219
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64895-300
Date	Apr 9, 2021
Book Page	64895/300
Instrument	49043

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN MA
Property Address	39 CARTER ST, BERLIN, MA 01503-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61465-173
Date	Nov 22, 2019
Book Page	61465/173
Instrument	125995

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Berlin Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Berlin Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$68.00 (-98.89%)	$480,300 (-) Land $260,800 Building $219,500	$522,500
2024	$6,124.00 (+2.84%)	$480,300 (+11.62%) Land $260,800 Building $219,500
2023	$5,955.00	$430,300 Land $226,400 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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