44 Buffum Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 44 Buffum Rd, Charlton, MA 01507 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,816 sqft · built 1998
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Feb 2026)
Tax Bill	$6,974 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0055 B:000B L:00012-1`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0055 B:000B L:00012-1`
Alternative APNs	`CHRL M:0055 B:000B L:00012-1` `M:0055 B:000B L:00012=1`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
Gross Area	4,752 sqft
Basement Area	1,696 sqft
Unfinished Basement	1,696 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	44 BUFFUM RD
City	CHARLTON
State	MA
Zip	01507-1405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	B
Legal Lot Number	12-1
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3012
Census Tract	756102

Owner

Source: Worcester County and Charlton Town records · APN CHAR M:0055 B:000B L:00012-1

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 BUFFUM RD, CHARLTON, MA 01507-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Feb 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jul 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2026 · Amount on Record
Deed Sale	Feb 18, 2026 · Amount on Record
Prior Sale	Sep 11, 1997 · Amount on Record
Deed Document Number	202612817
Deed Book / Page	73215 / 67
Prior Transfer Date	Feb 02, 2026
Prior Transfer Doc	0073215-67
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	44 BUFFUM RD, CHARLTON, MA 01507-1405
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072517-290
Date	Sep 11, 2025
Book Page	72517/290
Instrument	77432

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2045

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	44 BUFFUM RD, CHARLTON, MA 01507-1405
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064534-73
Date	Feb 24, 2021
Book Page	64534/73
Instrument	25764

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Feb 18, 2026
Property Address	44 BUFFUM RD, CHARLTON, MA 01507-1405
Document Number	0073215-67
Book / Page	73215 / 67
Instrument Date	Feb 02, 2026
Instrument	12817
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012818
Date	Feb 18, 2026
Instrument	12818

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jul 24, 2018
Property Address	44 BUFFUM RD, CHARLTON, MA 01507-1405
Document Number	59143-198
Book / Page	59143 / 198
Instrument	75424
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$54.61
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 BUFFUM RD, CHARLTON, MA 01507-1405

Tax Assessment & Valuation

Source: Worcester County and Charlton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,974.00 (+3.4%)	$626,600 (+5.35%) Land $81,600 Building $545,000	$632,035 (+20.77%)
2024	$6,745.00 (+2.96%)	$594,800 (+10.5%) Land $78,600 Building $516,200	$523,355
2023	$6,551.00	$538,300 Land $75,400 Building $462,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277561023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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