44 Bridle Trail Rd, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 44 Bridle Trail Rd, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details6 bd · 5.5 ba · 2,142 sqft · built 1995
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on Record
Last Sale$1,550,000 (Jul 2017)
Tax Bill$22,857 (2025)
Deeds & MortgagesJun 2021 Refinance
Oct 2020 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNM:2130007400000

Property Details

APN / Parcel Number

Primary APNM:2130007400000
Alternative APN
  • NEED M:213.0 B:0074 L:0000.0

Interior

Bedrooms6 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,142 sqft Living Area
Gross Area4,869 sqft
1st Floor Area2,142 sqft
Basement Area2,142 sqft
Unfinished Basement482 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address44 BRIDLE TRAIL RD
CityNEEDHAM
StateMA
Zip02492-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRA
Legal Block74
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group3
Census Block3014
Census Tract403300

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address44 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1412
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND TRUST CO
Oct 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIRST REPUBLIC BANK
Jan 6, 2021Quit Claim Deed, Transfer
Quitclaim
Mar 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROCKLAND TR
Jul 11, 2017Quit Claim Deed, Transfer
BERKSHIRE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2017 · Amount on Record
Deed SaleJul 11, 2017 · Amount on Record
Prior SaleMar 6, 1996 · Amount on Record
Transfer Doc0001382030
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address44 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1412
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039564-35
DateJun 28, 2021
Book Page39564/35
Instrument84078
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address44 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1412
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38456-121
DateOct 9, 2020
Book Page38456/121
Instrument109206
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJan 6, 2021
Property Address44 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1412
Document Number38836-175
Book / Page38836 / 175
Instrument DateDec 31, 2020
Instrument1624
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1412

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address44 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1412
Document Number36682-78
Instrument DateMar 15, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 BRIDLE TRAIL RD NEEDHAM MA 024921412, NEEDHAM, MA 02492-1412

Mortgage

Document Number36682-78
DateMar 22, 2019
Book Page036682/000078
Instrument20900
Lender
NameROCKLAND TR
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJul 11, 2017
Property Address44 BRIDLE TRAIL RD, NEEDHAM, MA 02492-1412
Book / Page035266 / 000559
Instrument DateJul 7, 2017
Instrument1382030
Transaction TypeTransfer
Record UpdatedAug 2, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,550.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address44 BRIDLE TRAIL RD NEEDHAM MA 024921412, NEEDHAM, MA 02492-1412

Mortgage

Document Number35266-559
DateJul 11, 2017
Book Page035266/000559
Instrument63036
Lender
NameBERKSHIRE BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJul 10, 2047

Mortgage

Document Number35266-571,
DateJul 11, 2017
Book Page035266/000571
Instrument63037
Lender
NameBERKSHIRE BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 10, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,857.00 (+3.69%)$2,156,300 (+27.56%) Land $787,300 Building $1,369,000$2,418,225 (+5.93%)
2024$2,282,945
2023$22,043.00$1,690,400 Land $949,300 Building $741,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (1978–2023)
Claims Outside the SFHA19 of 19
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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