44 Bow St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 44 Bow St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	1 bd · 3 ba · 2,092 sqft · built 1929
Lot Size	0.11 acres (4,770 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jan 2016)
Tax Bill	$6,553 (2026)
Deeds & Mortgages	Apr 2026 Second Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STON M:07 B:000 L:277`

Property Details

APN / Parcel Number

Primary APN	`STON M:07 B:000 L:277`
Alternative APN	`6723`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	3,130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,770 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6723
Street Address	44 BOW ST
City	STONEHAM
State	MA
Zip	02180-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	277
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	2
Census Block	2007
Census Tract	337101

Owner

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	44 BOW ST, STONEHAM, MA 02180-1319
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WINTER HILL FSB
Jul 25, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WINTER HILL FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2016 · Amount on File
Deed Sale	Jan 13, 2016 · Amount on File
Prior Sale	Mar 30, 2004 · Amount on File
Deed Document Number	20166600
Deed Book / Page	66667 / 45
Last Transfer Date	Aug 22, 2024
Transfer Doc	083169-236
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Recording Date	Apr 24, 2026
Property Address	44 BOW ST, STONEHAM, MA 02180-1319
Document Number	085507-427
Book / Page	85507 / 427
Instrument Date	Apr 20, 2026
Instrument	202645734
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 BOW ST, STONEHAM, MA 02180-1319

Mortgage

Document Number	0000045734,
Date	Apr 24, 2026
Book Page	85507/427
Instrument	202645734

Lender

Name	WINTER HILL FSB

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	265 Months
Due	May 1, 2048

Interest

Rate	6.22%
Max Rate	-1%

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	44 BOW ST, STONEHAM, MA 02180-1319
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084404-278
Date	Jul 25, 2025
Book Page	84404/278
Instrument	87277

Lender

Name	WINTER HILL FSB
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,553.00 (+3.13%)	$651,400 (+4.88%) Land $330,300 Building $321,100	$788,215 (-)
2025	$6,354.00 (+2.72%)	$621,100 (+6.33%) Land $313,800 Building $307,300	$788,215 (+8.63%)
2024	$6,186.00 (-0.35%)	$584,100 (+4.43%) Land $289,000 Building $295,100	$725,610
2023	$6,208.00	$559,300 Land $264,200 Building $295,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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